X M Media ebay Rip-Off Internet

I'm in the same boat as many are today, looking for a job.  I thought I'd try on-line and see what was out there, I found this web site and thought they would send me something to review to see what they had to offer. They billed me $34.95, I got one phone call and it was a scam they wanted me to give them at least $5,000.00 or more to get started, if I had that knid of money I wouldn't be looking for a job!! I declined their services, then called X M Media to ask why they billed me and they said "Didn't you read the 20 pages?", it is non-refundable, I am an educated woman and NO I didn't see the $34.95, for them to refer me to someone whose services were useless!! I called and I just got scamed!! Don't fall for it like I did.  Since then I have had 2 more hits on my bank account for over $165.00, from people with disconnected phones 7 days after the charges appeared.  I had to close my credit card... I have no idea who is stealing money from my account now. Be very careful, I thought I was.