ED Magedson – Founder
Zwicker & Associates PC80 Minuetman Andover, Massachusetts United States of America
Like a large part of the population, I have suffered a reduction in my income due to the ression/depression. I have max'd out credit cards to stay afloat. I was trying to pay the cards timely, but the banks (mostly all the ones that rec'd a bailout) increased fees, interest and made the pay back period shorter. Result: I stopped paying. I couldn't pay.
Seeing the trouble I was headed for, I tried calling all the banks and working out an arrangement. I learned you have to be several thousand dollars in debt to them and several months behind or they will not work with you. By the time it was too late, one of my credit cards, a mastercard issued by Chase sent me to the lovely, fake Law Firm of Zwicker & Associates. What a piece of work these idiots are!!
They constantly call even after being told in writing and verbally not to call me, especially at work. I do not believe they are licensed in the State of California to practice law. Everyone of their "attorneys" refuses to comply with our state law and insists on recording all calls even though they have been advised California is a 2-party consent state, meaning telling me your are recording me is not sufficient. You need my expressed consent. I hang up on them for if I was to continue talking that would be implied consent.
These scum bags violate every Fair Debt Collection law. First they try to pass themselves off as attorneys, when indeed they are not. They are so illiterate and stupid, though that you might believe they could be lawyers. ha ha.
Secondly, they fail to provide documentation of the alleged debt.
Thirdly, they do not provide, when requested, proof they are licensed to act as any collection agency or attorney.
The Fair Trade Commission fails to do anything about Zwickers unfair and illegal practices. What are we, as consumers, suppose to do to protect ourselves??
This report was posted on Ripoff Report on 09/03/2009 02:13 PM and is a permanent record located here: http://www.ripoffreport.com/reports/zwicker-associates-pc/andover-massachusetts-01810/collection-agency-szwicker-associates-pzwicker-associates-pc-colle-a3449htm-489630. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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