• Report: #458034

Complaint Review: SALUTE VISA

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  • Submitted: Wednesday, June 03, 2009
  • Last Posting: Thursday, June 25, 2009
  • Reported By:PITTSBURGH Pennsylvania
SALUTE VISA
MYSALUTECARD.COM Internet U.S.A.

SALUTE VISA REFUSED TO HONOR PAYMENT PAYOFF SPECIAL ATLANTA Internet


1Author 3Consumer 0Employee/Owner

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IN FEBRUARY SALUTE DISCONTINUED A CREDIT CARD PROGRAM AND OFFERED ME A PAYOFF OF $101 A MONTH FOR 3 MONTHS WHICH I PAID ON TIME. THEY NOW ARE CHARGING ME A LATE FEE ON TOP OF THE BALANCE WHICH THEY DID NOT ERASE MAKING MY CREDIT BAD. I HAVE CALLED THEM 4 TIMES CONCERNING THIS MATTER AND EACH TIME THEY ASSURED ME SOMEONE FROM MANAGEMENT WOULD CONTACT ME BECAUSE THEY DID SEE ON MY ACCOUNT NOTES THAT WHAT I AM SAYING IS TRUE. TO DATE THEY HAVE NOT ERASED THE BALANCE ON MY ACCOUNTY

Judith
PITTSBURGH, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 6/3/2009 7:04:19 AM and is a permanent record located here: http://www.ripoffreport.com/veteran-s-administration/salute-visa/salute-visa-refused-to-honor-p-wac27.htm.

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REBUTTALS & REPLIES:
1Author 3Consumer 0Employee/Owner
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#1 Consumer Comment

Salute visa Is lying about everyone

AUTHOR: Charles - Phenix City (U.S.A.)

Salute visa Is lying about everyone. They closed everyones accounts a few months ago. Know they are reporting to my credit files I requested the account to be closed.

I got this card to help improve my credit. Salute Is not reporting account closed @ credit grantors request.

Why does salute have to lie for, I have their letter stating they have closed my account.
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#2 Consumer Suggestion

Charles

AUTHOR: KIM - Santee (U.S.A.)

Q: When the credit card issuer closes a credit card, there's often a comment left on the credit report, “Closed by credit grantor.” Is there anything about that comment that hurts one's FICO score?

A: No. It doesn't matter who closed the card.

In short, your credit score could be affected by closing a credit card if
The card still has a balance.
It still has available credit when your other cards don't.
It was the first card you ever opened (though this won't matter for about 10 years)
You don't have any other credit cards
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#3 Consumer Comment

You didn't read did you

AUTHOR: Charles - Phenix City (U.S.A.)

Salute Is reporting to my credit files. That I requested the account to be closed. Know why would they put that, when they sent me a letter stating they closed the account themselves.

I still have their letter of them stating they closed the account. Why would they report to my credit files.

(Account closed at consumers request). Salute visa was suppose to report, account closed buy credit grantor..
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