Hi there,
I'm an employee of Vindale. I just wanted to respond to a couple of things you've said. First, yes, we do offer product evaluations. And you do have to pay for those up front. BUT, as long as you follow directions (which are spelled out clearly for every evaluation) and correctly complete the evaluation, you'll be fully reimbursed for the cost of the product. And you'll be paid extra for your time and effort.
We also offer FREE offers, such as daily studies and Reward Mail, that don't require you to pay anything. These offers pay significantly less than evaluations. However, they're a good option for folks who don't want to pay anything or don't have a credit card. You can also earn easy money by referring friends to our program (if they use your referral link to sign up and complete one product evaluation you get $5!) or by sending in a photo with your Vindale payment.
You can learn more about us on our:
* blog: http://blog.vindale.com/
* Facebook page: http://www.facebook.com/Vindale
* Twitter feed: http://twitter.com/#!/vindale