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Ripoff Report | Farmers Insurance Group Review - Austin, Texas
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Report: #324702

Complaint Review: Farmers Insurance Group - Austin Texas

  • Submitted:
  • Updated:
  • Reported By: Austin Texas
  • Author Confirmed What's this?
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  • Farmers Insurance Group 15700 Long Vista Drive Austin, Texas U.S.A.

Farmers Insurance Group I haven't received a copy of my homeowners policy since 2003 Austin Texas

*Consumer Comment: Calling this person out

*Consumer Comment: Calling this person out

*Consumer Comment: Calling this person out

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I haven't received a copy of my homeowners or commerical insurance policy since 2003. Every year, I call my agent to complain, and he tries to double-bill me and blame the problems on me.

Each year, the insurance is never paid on time because the agent didn't submit the right forms to the mortgage company. Our mailing address submitted by the agent has also been incorrect since 2004.

With the lack of any copies of the insurance policies, we don't think we have ever been insured with Farmers. We are very disappointed in Farmers Insurance, and I urge everyone to avoid doing business with them at all costs.

Outraged in Texas
Austin, Texas
U.S.A.

This report was posted on Ripoff Report on 04/08/2008 08:35 PM and is a permanent record located here: https://www.ripoffreport.com/reports/farmers-insurance-group/austin-texas-78728/farmers-insurance-group-i-havent-received-a-copy-of-my-homeowners-policy-since-2003-austi-324702. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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3Consumer
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#3 Consumer Comment

Calling this person out

AUTHOR: Ron - (U.S.A.)

POSTED: Wednesday, September 24, 2008

Where to begin with the problems in this report. First of all, you expect us to believe that you were disgruntled with your insurance company for 5 years before you decided to change, that you for 5 years believe that you were not insured even though you were making payments.What mortgage company would allow you to go 5 years without being insured? Any homeowner knows that the second you drop your insurance carrier on your home the mortgage company will contact you demanding you get your home insured. Second, you claim that every year your agent fails to submit the paperwork to the mortgage company thus resulting in late payments. Your agent never submits this paperwork to the mortgage company and unless you are changing mortgage companies yearly then there is no reason to resubmit this information to the mortgage company anyways.If you are changing mortgage companies yearly or refinancing your home yearly then it is up to you to make sure the mortgage company gets the information needed. Not the agent. it really is a shame that companies, good or bad, get bad reputations because of false claims and accusations. Clearly this is completely without merit and anyone that has a home or understands business can see that the claims here are not legitimate. Seriously, 5 years without being insured on a mortgaged home even though you have been making payments? you really expect us to beleive this?

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#2 Consumer Comment

Calling this person out

AUTHOR: Ron - (U.S.A.)

POSTED: Wednesday, September 24, 2008

Where to begin with the problems in this report. First of all, you expect us to believe that you were disgruntled with your insurance company for 5 years before you decided to change, that you for 5 years believe that you were not insured even though you were making payments.What mortgage company would allow you to go 5 years without being insured? Any homeowner knows that the second you drop your insurance carrier on your home the mortgage company will contact you demanding you get your home insured. Second, you claim that every year your agent fails to submit the paperwork to the mortgage company thus resulting in late payments. Your agent never submits this paperwork to the mortgage company and unless you are changing mortgage companies yearly then there is no reason to resubmit this information to the mortgage company anyways.If you are changing mortgage companies yearly or refinancing your home yearly then it is up to you to make sure the mortgage company gets the information needed. Not the agent. it really is a shame that companies, good or bad, get bad reputations because of false claims and accusations. Clearly this is completely without merit and anyone that has a home or understands business can see that the claims here are not legitimate. Seriously, 5 years without being insured on a mortgaged home even though you have been making payments? you really expect us to beleive this?

Respond to this report!
What's this?

#1 Consumer Comment

Calling this person out

AUTHOR: Ron - (U.S.A.)

POSTED: Wednesday, September 24, 2008

Where to begin with the problems in this report. First of all, you expect us to believe that you were disgruntled with your insurance company for 5 years before you decided to change, that you for 5 years believe that you were not insured even though you were making payments.What mortgage company would allow you to go 5 years without being insured? Any homeowner knows that the second you drop your insurance carrier on your home the mortgage company will contact you demanding you get your home insured. Second, you claim that every year your agent fails to submit the paperwork to the mortgage company thus resulting in late payments. Your agent never submits this paperwork to the mortgage company and unless you are changing mortgage companies yearly then there is no reason to resubmit this information to the mortgage company anyways.If you are changing mortgage companies yearly or refinancing your home yearly then it is up to you to make sure the mortgage company gets the information needed. Not the agent. it really is a shame that companies, good or bad, get bad reputations because of false claims and accusations. Clearly this is completely without merit and anyone that has a home or understands business can see that the claims here are not legitimate. Seriously, 5 years without being insured on a mortgaged home even though you have been making payments? you really expect us to beleive this?

Respond to this report!
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