Money Plus Savers Loan App is cover for expensive discounted products club Internet Nationwide

I was applying for a loan with Money Plus and came to the section to agree with terms and privacy policies.  The page also advertised a discounted products membership in the same section.  There was a box to check which said yes or no to joining the club for $89.95 and  $19.95 per month.  I had zero interest the club but the sign-up was woven into the terms section so that it was extremely difficult to determine so I checked no.  They hit my account for $89.95 and when I called they said that I had to send in a report within 5 days of the money clearing my bank and were supposed to email a form which hasn't arrive.  I'm 65 and on disability and cannot even begin to afford this but they took the routing and acct nos. from my info for the loan.  These people are nothing but lying predators and need to be stopped.