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Report: #1506111

Complaint Review: Dedicated Credit Repair - Murrieta CA

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  • Reported By: William — Murrieta California United States
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  • Dedicated Credit Repair 41880 Kalmia Street Suite 145 Murrieta, CA United States

Dedicated Credit Repair Did not perform services they promised! Murrieta CA

*Consumer Comment: Confused

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I will not be using this company ever again!!!!!!!!! Tiffany the owner was very rude and unprofessional to my lender. Additionally, I paid this company $400, and nothing was done! They have no problem asking for more money.   I will provide supporting documents/emails/post/telephone conversations upon request and let you be the judge. Bottom line save your money!!!! I will await their response (if any) and respond accordingly. Please contact me if you should have any questions. 3/16/2021 William. Cancellation of Services I received your email regarding my cancellation of services this decision was made due to the fact that nothing has been removed from credit reports since I signed up with Dedicated Credit Repair. 3/16/2021 William.

Lender Pursuant to Tiffinay's request my lender (Cathleen) attempted to call you and/or Lauren to speak with either one of you concerning the status of my credit reports. She was advised that Tiffany was not avail. I asked for her cell phone number and was told no. 3/16/2021 Lauren Hultman DCR: CANCELLATION CONFIRMATION + FINAL PAYMENT Hello William, Per your request, your account with DCR will be made INACTIVE. Your FINAL PAYMENT will process on 04-01-2021. 3/11/2021 William. In reviewing my account summary with Dedicated Credit Repair I still have not seen ANY changes to my credit reports since the beginning of January 2021. 3/11/2021 9:06 AM Entered By: William Note Title: William Note Content: I'm still not sure why you are still reporting that you have since removed/repaired negative accounts from my Equifax credit report. It shows a total of 11 negative items (not true).

I initially provided Dedicated Credit Repair with an updated credit report when I obtained your services on 12/31/2020 which reflect that i already had a 724 fico score and that the items you so called disputed were never even on my credit report yet you are reporting a 73% success rate in removing items from my Equifax report. Additionally, you also are reporting (taking credit) that you have removed a negative account from my Trans Union account (Department of Veteran Affairs), when in fact I removed this account myself only after speaking with a supervisor and submitting additional documentation that I received from my lender and within (5) days my Trans Union credit report had been updated. As of to date, I have paid at least $400, with no results.

I will give Dedicated Credit Repair one more month (a total of 4 months) and if by then I dont see any results i will have not other choice but to cancel my subscription. 2/18/2021 William. Status As of to date no accounts have been deleted on any of my credit reports by Dedicated Credit Repair since December 31, 2020. 2/18/2021 William. Equifax Regarding Equifax...the accounts you noted in the status section were not deleted because they were never on my credit report so this is completely false. 2/17/2021 Lauren Hultman Updated Equifax - 8 new deletions - not a full report; could be false deletions -

we have updated dispute strategies for all remaining accounts (Credit Bureau Response) 2/17/2021 Lauren Hultman Updated TransUnion - 1 new deletion - not a full report; could be false deletion - we have updated dispute strategies for all remaining accounts (Credit Bureau Response) 1/28/2021 Ashley Powell Re: Negative Accounts to date Hello William We have created extremely aggressive dispute campaigns with all three credit bureaus. As we discussed during your enrollment, the credit bureaus have 45 BUSINE..... 1/27/2021 William Negative Accounts to date Thus far it looks like the only account removed by Dedicated Credit Repair (after one month) is CBNA which was a very old account dating back to 2015. No other accounts have been removed as a result o.....

1/27/2021 William Dept of Veteran Affairs Note: I called Trans Union last week and spoke to a supervisor in the United States regarding how they were reporting the above mentioned account. After providing them with my documentation only then was my credit report updated. Dedicated Credit attempted to take credit for this update.. 1/25/2021 Lauren Hultman Added Dept of Vet account (wasn't on original credit report) 1/19/2021 Front Desk Emaili string - New lates from 2020 were added to his TU for Dept. of VA loan. Sent email to LH to add to dispute campaign Fw: Your TransUnion Report Sent frontdesk . To:Lauren Guzman ..... 12/31/2020 William Credit Karma Please do not use Credit Karma...their information is not accurate and/or up to date. (Owner) You have been in our program less than 45 business days. (this is a flat out lie!! Look at my notes taken from your website!!!!) Client since 12/31/20, nothing removed from credit reports! Equifax is being reported as 8 deletions. All lies! Items were never on my rpt.  

 

Sun River Strive for excellence!!!??? Then please tell everyone why you are reporting that Dedicated Credit Repair removed 8 negative items on my Equifax credit report? I already had a 745 fico score with no negative accounts but yet you claimed there were 8 items that you disputed and were able to get them removed...This is a lie! If you look at my notes for 3/11/21, in the above I even questioned you about this but i got no clear answer. Three months (not 45 days as you claim) that I have been a client. Everyone please take a look at the diagram below and see for yourself that absolutely nothing has been removed. And please do not take credit for the removal of Dept. of Veterans Affairs!! This was all my doing!!!! Nevertheless you are still trying to take credit for something you had no involvement!!    

This report was posted on Ripoff Report on 03/16/2021 09:20 PM and is a permanent record located here: https://www.ripoffreport.com/report/dedicated-credit-repair/murrieta-ca-did-perform-1506111. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Confused

AUTHOR: Robert - (United States)

POSTED: Wednesday, March 17, 2021

If you have a 700+ Credit Score and were able to take care of one negative item on your own by calling the VA.  Exactly what was your purpose for contacting them in the first place.  What specifically were you expecting them to do?

Why would your lender need to deal with them?

Seems like you are leaving a few details out.

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