1st Approval Benefits catalog purchases only guaranteed credit card (mc) mislead not unsecured want refund Fort Lee New Jersey

i was under the impression (no matter what they said they recorded and i agreed to and they purposely talk too fast so you can't understand what they are really saying)they will not let you look at the catalog prior to paying $299.00.

I was also gauranteed a master card for joining the catalog. it turns out that the catalog has a bunch of over priced junk and the master card requires security. i did not realize the master card would be unsecured. i do not need that i have unsecured credit cards why would i want to pay in advance?

i want a complete refund. i will not use their program. when i called the number above they said i couldn't have a refund because they have me recorded as saying i agree to all of their terms. i called several more times and they just keep hanging up on me. i also left several messages for some one to call me back but they do not call back.i don't care about their terms i want my money back!

Suzanne
chicago, Illinois
U.S.A.