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Report: #1168170

Complaint Review: ACS Legal Department - Internet

  • Submitted:
  • Updated:
  • Reported By: LGag — Minneapolis Minnesota
  • Author Not Confirmed What's this?
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  • ACS Legal Department Internet USA

ACS Legal Department Ronnie Willson they keep saying I owe for a payday loan, and that they are going to issue a warrant for my arrest ? Internet

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So I have received several messages.....each one getting more threatening

******************************First one  dated Jan 30,2014

Due to: ACS INC.

Amount Due: $945.67

Case File #: 01-30-74115

 

Dear Debtor,

Our company (ACS INC) has authorized us to recover the full amount due to them.

As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.

We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

  • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
  • Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:- 

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract 

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us now on 904.413.0400 to pay or agree a repayment plan with us.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST) on 904.413.0400.

 

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS LEGAL | Privacy | Terms of use

 

*****************************Second One dated August 6th, 2014

We receive Arrest warrant against your name 

Kindly call as soon as possible before the court case is file 

in order to get a settlement before you have any trouble at 

your home or job.                                                   

                                                                        

RONNIE WILLSON

(682) 841 3517

State Investigation Department

This one also had an arrest warrant paper which I tried downloading but it wont take......but I have it in an e-mail

*******************************Third One dated August 7th, 2014

Case No. 0806SK

Balance Amount:  $935.76

Case File Transferred to ACS: - JULY 2014

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3341.86 against you, we request you to kindly pay the Court Restitution Amount which is $935.76 if you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.  

 As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION 

 Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

• Attachment of Earnings base (Earnings Arrestment)-Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

• Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints is as follows:  

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedy:

All funds to be returned as per terms of initial contract

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $935.76 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:30 PM EDT reply back to this email to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely

Collections & Legal Department

ACS LEGAL DEPARTMENT

----------------------------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

I believe that there is one more, but he does not list ACS and he portrays himself as a lawer, I am adding that one just in case anyone else has heard of him

This one was dated July 30th, 2014. 

Case File: CWL CASH 30072014888

 You are going to be legally prosecuted in the Court House within couple of days. Your SSN will be put on hold, so before something goes wrong we would like to notify you about this matter.


It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter. 


If you are not willing to return this loan back, then just notify us so that we can file a lawsuit against you for MONEY FRAUD in superior court house and all this things will be informed to your employer and your references.


As you are a defaulter on this credit stated 5 serious allegations against you and they are:

(1) Violation of federal banking regulation.

(2) Collateral check fraud.

(3) Theft by deception.

(4) Banking fraud.

(5) Biggest violation of EFT (Electronic Funds Transfer).

 Now, this means two things for you:

1.    If you are under any state probation or payroll I need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.  

2.   This is to inform you that the creditors do have all the rights and authorities to inform your employer what you have done in the past and what will be the consequences once the case will be downloaded and executed against your name.

 If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

Warrant of Execution (Exceptional Attachment Order) - Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer.

Attachment of Earnings base (Earnings Arrestment) - Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

 The Factual Basis for the complaints is as follows:- 

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, Client is seeking either of the following remedies - All funds to be returned as per terms of initial contract.

 This is to inform you that the creditors do have all the rights and authorities to inform your employer what you have done in the past and what will be the consequences once the case will be downloaded and executed against your name.

The entire cost for this law suit is $6873.25 which is excluding loan amount, attorney's fees, and the interest charges. You have all rights to hire an attorney.

 Our records show that your current balance is $495.25, of which $495.25 is now past due. We hope this is merely an oversight on your part. If you haven't already sent a payment for the past due amount to us, please do so today.

 Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

 Yours sincerely

Steve Wilson

Collections & Legal Department

E-mail: stevewilson@lawyer.com

 

 And on April 4th, 2014 I got a message from a coworker saying this

You received a phone call this morning regarding a lawsuit, 903-650-9730.  When I called, it was someone middle eastern saying that they were sending the police to my job and that I was going to be arrested.

 

No loans show up on my credit report and I do not have any loans out for payday loans.  I have filed a report with the FTC  and the FBI.  They have done nothing......

So I hope that we can put a stop to these scammers and I hope this helped someone come to a realization that this is a fraud.  

This report was posted on Ripoff Report on 08/07/2014 01:17 PM and is a permanent record located here: https://www.ripoffreport.com/reports/acs-legal-department/internet/acs-legal-department-ronnie-willson-they-keep-saying-i-owe-for-a-payday-loan-and-that-th-1168170. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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