ACS Fraudulent email about a pending lawsuit because of not paying back cash advances, Internet

Got an email that read:

From: William Davis Date: Tuesday, February 12, 2013 Subject: Reference- Account Number - ACS-303228654; Subject- Lawsuit

This is in reference to your Account number ACS-303228654 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance is $645.67

Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

It is quick and easy:

Call us or e-mail us right now in order to make a payment and freeze down this case. Contact us on 1-209.729.3807

If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $645.67

Thanks for being our customer,
ACS Legal Department

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I replied and said they have the wrong person and to leave me alone and I got a second email that said they are a company that represents over 300 cash advance agencies. Stated that they had a copy of the signed contract, knew where I worked, knew the last 4 digits of my SSN, and what bank I belong to....I asked them for specifics and they won't give them to me. Told them to leave me alone or I'd report them. Doubt they will stop though