Report: #652708


  • Submitted:
  • Updated:
  • Reported By: Tina — Tampa Florida United States of America
    1510 NW 67 AVENUE SUITE 210
    MIAMI LAKES, Florida
    United States of America


*UPDATE Employee: Rebuttal to client....

*General Comment: Nothing but PRAISE for Advocate Law

Show customers why they should trust your business over your competitors...

Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

A few months ago while watching TV my husband saw a commercial of a lawyer that does Loan Modifications.  We contacted this law firm Advocate Law Groups of Florida, P.A. and they gave us an appointment to one of their fly by night offices located in Orlando, Florida.  We had the appointment with one of their representatives Jane Pena- and she explained to us that she represents the main lawyer called Jon B. Lindeman, Jr.  She explained to us that Mr. Lindeman opened his own office because he wanted to fight against the banks to do loan modifications. 


In order for us to be able to hire such law firm we had to give a deposit of $3,400.00 upfront signing a non-refundable agreement and also authorizing Advocate Law Groups of Florida, P.A. to deduct on a monthly basis an amount of $595.00 from our checking account to cover their fees.  Supposedly the loan modification was going to take anywhere from 3 to 7 months and we were told that we had to fall back in our mortgage payments so that they can contact our loan company to make the modification.  A couple of months passed and we received a package of about 30 pages of documents that supposedly were sent to the loan company to do a loan modification for us.  In that paperwork there was a letter directed to the 3 credit bureaus stating not to put us in collections because of the late payments on this property, because we were in litigation doing a loan modification.  All these documents were NEVER sent to the loan company and the letter to the credit bureaus also was never mailed or sent to them.


After 4 months of not hearing any news from our supposedly  Negotiator called Adrian Rodriguez we tried contacting him always getting an answering service operator and having to leave a message for him to call us back.  (A law firm with an answering service FIRST RED FLAG!)  Our  Negotiator Adrian Rodriguez would return our calls within a few days if we were lucky.   He always would tell us to not contact your loan company or answer any mail that we might receive from them because WE are taking care of it (SECOND RED FLAG).


After 4 months of receiving a letter from a collection company stating that we where already late in our monthly payments and possibly going into foreclosure we contacted the collection company directly stating that we have a lawyer in charged of the loan modification.  This collection company informs us that nobody has contacted them at anytime.  We immediately called our supposedly negotiator Adrian Rodriguez and questioned what was going on.  We got the following answer from him WHY DID YOU CONTACT THEM DIRECTLY? YOU WERE TOLD THAT WE WERE TAKING CARE OF IT.  We also asked Mr. Rodriguez that we wanted to speak DIRECTLY with the main lawyer Jon B. Lindeman Jr. and he refused to give us his number or where he could be reached at.  We tried on our own means of trying to contact him but he was no where to be found.       


We immediately contacted our bank to stop the monthly payments to this company Advocate Law Group of Florida and filed a chargeback with the bank.  Unfortunately, the bank couldnt return our funds because of the agreement that we signed with them (on a non-refundable basis).  As soon as Advocate Law Groups of Florida noticed that we stopped payment on their monthly fees they sent us an invoice for unpaid fees of an amount  three times higher than what the payment was.  


They have small offices (fly by night locations) in Orlando, Miami, Palm Beach, Tampa, Ft. Lauderdale, Naples and Jacksonville that we know of.  They also are listed with an F rating in the Better Business Bureau website. 


Not only they have charged us more than $5,500.00,  but now we are losing the property and our credit is totally ruined because of them.  For us to try to save our property from going into foreclosure we must pay $7,700.00 (money that we dont have) to the collection company.


We have learned our lesson.  Be aware of these SCAMMERS and do not hire them and NEVER sign a document that is done on a Non-Refundable Basis.

This report was posted on Ripoff Report on 10/19/2010 08:33 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!

Updates & Rebuttals


#1 UPDATE Employee

Rebuttal to client....

AUTHOR: Operations Director - ()

I am writing in response to the report filed by Tina or as we know them as Juan and Patricia from the Tampa area, last name will be omitted to protect client. At our intitial consultation we outline the terms of the representation and make no mention to guarantees of outcome. We as Firm are hired to give the client the best chance at getting a fair review while defending their rights when necessary in the courts. We are regulated by the Florida Bar which oversees that all work is done in the manner in which is described in the Retainer and within the laws outlined in the court system and the Florida Bar Guidelines for Attorneys. Our Managing General Partner has been an attorney since 1998 and we have a combined 36 years of legal experience.

In regards to the client in question, I will list facts about the representation in this rebuttal as notated in our files. During a 6 month representation of the client the Firm met with the clients to go over the case, submitted a multi-page report (Qualified Written Request) in which we ask for certain documentation from the lender pertaining to the closing of the loan and where an initial request for modification of the loan at terms described within are submitted for review by the lender. We contacted the lender in question and submitted further documentation as requested by them in order to get a review of the loan initiated all while we are in contact with Mr. Juan and Mrs. Patricia. Approximately 3 months into the negotiations for a modification the loan in question gets sold from one lender to another, as is the right under the original terms of the loan when signed for the lender to sell any package of loans for another lender to purchase and continue to service. Within a week we resubmit to the new lender a new QWR Request. At this time we needed to update the Financial Package needed to submit for modification review, package was sent to client for their signature and not returned to the Firm until a month after, during which time the Firms assigned representative reached out several times to client and explained that we could not initiate the review without the documentation. Once client returns the signed package it was then submitted as requested by the new lender for review of modification options. By this time the client had made the decision to not meet financial obligations to the Firm as was outlined in the Retainer Agreement signed by them just a few months earlier, regardless of which we are still negotiating with the lender on behalf of Mr. Juan and Mrs. Patricia. Less than a month later or approximately 6 months into the representation the clients decide to cancel the service with the Firm.

As you have read above, we did all we could during the time period hired by Mr Juan and Mrs Patricia to put in place the proper documentation in order to facilitate a review for modification as is outlined in the retainer signed. We give no assurances of outcome as we are hired to defend and negotiate on behalf of the client. The Lender is who makes the ultimate decision of qualifing the client for a modificaiton.

Thank you for your time,

Operations Director for the Firm.


Respond to this report!

#2 General Comment

Nothing but PRAISE for Advocate Law

AUTHOR: gina - (United States of America)

I want to contribute to the report about being ripped off with Advocate Law.  I signed with them in January 2011 on two homes that I own.  I did agree to pay the $3500. (apx) down and the $445.00 per month per home. 
This has not been an easy process, my banks, Wachovia and Bank of America gave the law firm a run around.  I am working with two individuals, Enrique and Marisol.

I must say that never have I called or emailed them and they not return my call or email.  They have been
extremely great with communication.  The banks have asked over and over for the same paperwork and Advocate law has handled it all.   I was originally told that this could take anywhere from 6 months to a year, I
was late on one mortgage and not on the other so I anticipated it would take awhile.  Both of my homes are with mediators and I know this because the banks have contacted me personally to tell me that is where it stands.  I have nothing but PRAISE to say for this Law firm.   They have worked with me with payments, when money was tight and again, I can not express enough how great their communication is.  It is an uneasy feeling going through a process so you do not loose your home, they have done everything they said they would do and then some. 

Gina G
Deland, FL
Respond to this report!