American Credit Collections Failure to give information to account will settle for less money where did they get the amount? Taylor Pennsylvania

I too have not heard of a $65,000 balance on ANY credit card. Me thinks you are being ripped off. DO NOT SEND THEM ANY MORE MONEY. Make them prove their existance by demanding validation of this alleged debt. Then sue them.

Here is how and you don't need an attorney!

Go to budhibbs.com AND (((redacted)))

These two sites will provide you with more than enough ammo to get these vultures to go away or give you lots of money if they don't!

Myself and others have used these two websites to successfully go after these predators and put some money in our pockets at the same time!

Good luck!!

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Donora,

Your are not alone in this matter with this company what they do is called skiptracing & what that is they locate anyone with a similar name & make them beleive they owe this money when in reality they do not your not even the person they are looking for. They get a certain amount from the company in which they are purchasing this debt from then they add on attorney fee's, interest, and an enormous amount of collection fee's which are passed on to the collector trying to collect this from you.
They threaten to take your home if you don't pay, their collectors are rude and harsh, they don't care that you struggling to survive they just want to put money in their pocket.
If you did not create this debt then DO NOT PAY get your attorney involved. Nine times out of ten ACC does not follow the FDCPA which they are required to by law and some of what debt they purchase is out of statue.
They have to give you the information you are requesting such as the orginial creditor's name, which they have on file, they have this information they just know you are not the person who owes the debt.
Contact your attorney asap I can't stress this enough they need to be put in their place. More people who are receiving threatening phone calls and letters from this company need to come together and stop the harassing collection practices that this company provides and welcomes. The more heartless they are the better.

IF THIS IS NOT YOUR DEBT & YOU ARE CERTAIN IT IS NOT WHY PAY FOR SOMEONE ELSE.