Report: #451387

Complaint Review: American Financial Resources - Denville New Jersey

  • Submitted:
  • Updated:
  • Reported By: Gulfport Mississippi
  • American Financial Resources
    273 East Main Street
    Denville, New Jersey
    U.S.A.

American Financial Resources INC. closed loan in March 09, first payment was suppose to be May 01, 2009 but they required $1000.00 April 01, 2009. Now I want a pay off so that I can go to a 15 yr fixed and they (American Fin. Res. Inc is holding the May first payment and I was informed that they sold the loan to Bank of America , after checking w/BOA no loan tranfer has taken place and no pay off can be given to me to move forward Denville New Jersey

*Consumer Comment: It's very interesting that Bank of America acquired Countrywide & Merrill Lynch when both of these companies were obviously...

*Consumer Comment: Get Help

*Consumer Comment: Here are a few suggestions...

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closed loan (# 00000083151) in March 09, first payment was suppose to be May 01, 2009 but they required $1000.00 April 01, 2009.

Now I want a pay off so that I can go to a 15 yr fixed and they (American Fin. Res. Inc) is holding the May first payment and I was informed that they sold the loan to Bank of America.

After checking w/BOA no loan tranfer has taken place and no pay off can be given to me to move forward.

Loan Officer Christopher Bueckert told me the loan was sold to BOA but no contact for BOA availible.

Raymond
Gulfport, Mississippi
U.S.A.

This report was posted on Ripoff Report on 05/13/2009 08:19 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-financial-resources/denville-new-jersey-07834/american-financial-resources-inc-closed-loan-in-march-09-first-payment-was-suppose-to-be-451387. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

It's very interesting that Bank of America acquired Countrywide & Merrill Lynch when both of these companies were obviously...

AUTHOR: Karl - (USA)

in deep financial trouble, wouldn't everyone agree?

It almost seems like the Federal Reserve forced the marriage of Merrill Lynch onto Bank of America, huh?

*Anyone can 'Google' this- FRONTLINE: BREAKING THE BANK, and watch that documentary on the web. It's about the marriage between Bank of America and Merrill Lynch.

Bank of America also acquired Countrywide. Why would Bank of America purchase a company like Countrywide? Countrywide was collapsing, right?

WELCOME TO AMERICA- WE CAN FOOL ALMOST EVERY PERSON IN THE USA & AROUND THE WORLD BECAUSE WE'RE AWFUL SNEAKY
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#2 Consumer Comment

Get Help

AUTHOR: Ray - (U.S.A.)

Get finanical lawer to help with your account.
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#3 Consumer Comment

Here are a few suggestions...

AUTHOR: Bman - (United States of America)







I had issues with B of A, when they took over FIA CREDIT SERVICES, and threw my financial base into turmoil. If this still annoys you and has not been resolved here are some possible actions that you can do.




Contact Your United States Senators




 




Every state has two United States Senators. Senators are elected on a state wide basis and represent your entire state in Washington D.C.. Your United States Senators have enormous power and enormous influence. A simple letter or phone call from a U.S. Senator's office can move mountains. Every United States Senator has an office that deals with constituent complaints involving a number of issues -- every problem imaginable are handled by your United States Senators' office. Plus, they want to get re-elected and they serve their voters not the business.




http://www.senate.gov/




 




Contact Your United States Congressman/woman




 




Unlike Senators, your state has anywhere from one to over 50 United States Congressmen/women. In your congressional district, you have ONE United States Congressman/woman. Like Senators, members of Congress deal with a huge amount of voter problems -- you name the topic, and they can and will help you.




https://writerep.house.gov/writerep/welcome.shtml




 




Contact The United States Department of Justice




 




The Department of Justice is the federal government's chief law enforcement agency and prosecutorial office.




http://www.justice.gov/




 




And my favorite:




Contact The Federal Trade Commission (FTC)




 




It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers interests...




This is the agency that companies fear.




http://www.ftc.gov/reports/index.shtm




 




Contact The Securities and Exchange Commission (SEC)




 




This agency regulate all companies that are trading stock publicly. They also are very concerned with companies who engage in fraudulent activity which might manipulate their stock price and give investors a false picture of the truth of a company's heath.




http://www.sec.gov/complaint.shtml




 




Contact The Internet Crime Complaint Center (IC3)




 




Report the offending company to this feared and effective government task force. Your aim here is to highlight the criminal and fraudulent nature of the companies activities. You must be able to detail how they wronged you and stole your money.




http://www.ic3.gov/complaint/default.aspx




 




Contact The Council of the Better Business Bureau




 




The Better Business Bureau is another group that many businesses need to answer to -- first it has enormous influence and second, many businesses are members. Since it is paid for by businesses it may not be as effective as the government agencies that are created to protect you.




http://www.bbb.org/




 




Contact The National Consumer Law Center




 




"The National Consumer Law Center (NCLC) is the nations consumer law expert, helping consumers, their advocates, and public policy makers use powerful and complex consumer laws on behalf of low-income and vulnerable Americans seeking economic justice.




Todays consumer marketplace is complex and full of potholes, even for those of us with all the necessary skills and advantages. For unsuspecting low-income consumers its far more treacherous - even the smallest misstep can lead to financial ruin and a sense of hopelessness that paralyzes individual progress."




http://www.nclc.org/




 




Contact The National White Collar Crime Center (NW3C)




 




They will help you with filing a complaint against the company showing you how to do it and provide other resources. White collar crime is a term coined for something that many businesses engage: it is fraud and outright theft committed by those wearing a white shirt and tie to work everyday.




http://www.nw3c.org/overview/what_we_do.cfm

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