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Report: #326934

Complaint Review: American General Financial Services - Carrollton Texas

  • Submitted:
  • Updated:
  • Reported By: Dallas Texas
  • American General Financial Services Josey Ranch, 2150 Josey LN STE 218, Carrollton, Texas U.S.A.

American General Financial Services Set up 24 month financing to take 25 months so the "interest free" loan was actually 21% Carrollton Texas

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I financed a purchase instead of paying cash (which I could have done) after the salesman told me that 24 month interest free financing was available. I knew that 21% interest would be added if I was late on any payment, so I was very careful to make every payment ahead of schedule. On what should have been my last payment, the bill indicated that I owed over $700 interest. They had set up the payment schedule so that it took 25 months to pay it off !

The fine print did say that the entire interest would be due if it took more than 24 months.

I asked that the payment schedule be set up to be payed in full in 24 months.

So now I owe over $700, and interest is acruing on the interest.

Be sure to check the payment schedule if you fall for an "interest free" financing offer.

John
Dallas, Texas
U.S.A.

This report was posted on Ripoff Report on 04/17/2008 07:50 PM and is a permanent record located here: https://www.ripoffreport.com/reports/american-general-financial-services/carrollton-texas-75006/american-general-financial-services-set-up-24-month-financing-to-take-25-months-so-the-in-326934. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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