Complaint Review: Americancreditclub2.com - BigHip - Bohemia New York
- Americancreditclub2.com - BigHip 3380 Veterans Memorial Highway Bohemia, New York U.S.A.
- Phone: 631-5882993
- Web:
- Category: Credit & Debt Services
Americancreditclub2.com - BigHip stole my money Bohemia New York
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I responded to an e-mail for a visa credit card. Upon reading that my checking account would be debited for $159.00, I immediately sent an e-mail (using the reply) informing them that I did not have the funds available to withdraw and not to process my application.
After a few days I received a letter/bill from my bank stating they had withdrawn the $159.00 to this company as well as charge me an overdraft fee of $30.00. I sent another e-mail telling the company what happened, and asked for the return of my money.
I did not receive any response. In the meantime, the withdrawals I had made, prior to this, had been processed causing a $30.00 overdraft fee for each transaction (total of 5).
I looked up information on the company through my on line banking, called the company and this is what I was told.
First, they do not respond to e-mails. Second, it was too late to cancel. "It was all in the terms and conditons".
I pleaded that they make some type of resitution since my husband of 23 years had just left me, taking all our money, and left me without a place to live or a car. I was trying to get credit to reestablish my life! Again "No, it's all in the terms and conditons mam".
Lastly, this wasn't even a credit card after all. It works like a debit card, You can use it like a credit card anywhere, except that I would have to put the money in the account to use the card. Is that not a ripoff or what?
My checking account is now -266.00 thanks to this fraudulent scheme and I do not even have a way to pay the bank back. In additon my bank is charging me $5.00 a day until I bring the account out of the negative.
I don't know where to turn, can you help me?
Joanne
Pawtucket, Rhode Island
U.S.A.
This report was posted on Ripoff Report on 06/20/2006 10:22 PM and is a permanent record located here: https://www.ripoffreport.com/reports/americancreditclub2com-bighip/bohemia-new-york-11716/americancreditclub2com-bighip-stole-my-money-bohemia-new-york-197392. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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