Report: #114382

Complaint Review: Aspire Visa - Atlanta Georgia

  • Submitted:
  • Updated:
  • Reported By: Dallas Texas
  • Aspire Visa P O Box Atlanta, Georgia U.S.A.

Aspire Visa ripoff bait and switch Atlanta Georgia

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I got an ap from Aspire Visa, which offered 0% interest for 9 months if I did a balance transfer within 2 months of opening.

I opened the account, and in a few weeks called to do the balance transfer. The credit rep said that the charges would be 5% with a max of $50. She also confirmed that the
account would be charged 0% interest if I
did a balance transfer within 2 months.

I checked back a week after I did the transfer,and and the rep this time told me that the charge was $150, and that the account would be charged the full interest rate,~20%. He told me that there was nothing I could do,unless I faxed a statement from them back to them stating that I would get the 0% interest, and $50 max transfer fee.

I thought it was strange that there was no mention of 0% interest rate when I got my first statement. The only mention of 0% interest was on the ap itself, and I had to
send that in to open the account.

Their customer service is pretty bad. I was put on hold the second time no less than 10 times. The rep didn't seem to know much of anything about my account without
asking his manager. I could tell by his accent that he was calling from India.

Either the rep I talked to the second time didn't know the terms of my account, or the company defrauded me when I opened the account. I'll have to wait for the next
statement to find out how much I am being charged.

Dallas, Texas

This report was posted on Ripoff Report on 10/24/2004 04:30 PM and is a permanent record located here: https://www.ripoffreport.com/reports/aspire-visa/atlanta-georgia/aspire-visa-ripoff-bait-and-switch-atlanta-georgia-114382. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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