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Report: #204795

Complaint Review: Asset Acceptance - Brandon Florida

  • Submitted:
  • Updated:
  • Reported By: St Cloud Florida
  • Asset Acceptance P.O. Box 9065 Brandon, Florida U.S.A.

Asset Acceptance Ripoff the devil in disguise Brandon Florida

*Consumer Suggestion: Debra....Cut off all contact with them!!...And..

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These scumbags sued me 2 years ago. The shoddy looking papers they send you don't even look real so I did not go to court thinking it was a collection ploy. Anyways, they originally filed papers with the court a year before. Today I found out through my research that they did not even have a license in this state at that time when they originally filed before they sued me. Now they send me papers trying to get me to pay half the amount which is totally inflated. Is that legal that once they sue you to try to get you to pay half? I would appreciate some advice in this matter.

Debra
St Cloud, Florida
U.S.A.

This report was posted on Ripoff Report on 08/06/2006 04:16 PM and is a permanent record located here: https://www.ripoffreport.com/reports/asset-acceptance/brandon-florida-33509/asset-acceptance-ripoff-the-devil-in-disguise-brandon-florida-204795. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Debra....Cut off all contact with them!!...And..

AUTHOR: Steve - (U.S.A.)

POSTED: Sunday, August 06, 2006
Debra,

Never communicate with any debt collector on the phone. And only reply in writing by certified mail, return reciept requested, but never give them any information.

Always assume a lawsuit is valid. It only takes a few minutes to check with the clerk of court to see if it was really filed. never ignore a summons or anything that looks like a summons.

If they were not licensed to do colections you may be able to get a stay of judgement. You will need a lawyer.

Here is what you are dealing with>>>

Agency Details

Asset Acceptance Corp.*****
28405 Van d**e Avenue
Warren, Michigan 48092
Phone: (586) 446-7818
Fax: (586) 846-7837
Web Address: www.assetacceptance.com
(Branch offices in Baltimore, San Antonio, Cleveland, & Brandon, FL.)
2840 S. Falkenburg Road, Riverview, FL 33569 (Physical Office in Brandon, FL)

Other Offices:
10500 Highway 281 N. Ste 150
San Antonio, Texas 78216
Phone: (210) 979-3600
Fax: (210) 979-3659

>>>>>>>>>>>>>>>>>
Bud Says...

ONE OF AMERICA'S WORST COLLECTION AGENCIES!

********** FORMER ASSET EMPLOYEES**********

We Need Your Help!

Please Email Us Here

or Call our Office


*******CONSUMER NOTICE********
ARE YOU A VICTIM OF ASSET ACCEPTANCE CORP? HAVE YOU BEEN SUED BY THEM? WAS A JUDGMENT OBTAINED? ARE YOUR WAGES BEING GARNISHED, BANK ACCOUNT LEVIED? IF SO, PLEASE GET IN CONTACT WITH ME. *************************************

Asset Acceptance Corp.(AAC) is now a publicly traded company. (Nasdaq: AACC)

They purchases old portfolio's of mostly worthless charged-off accounts for pennies on the dollar. Once owned, they inflate the value of the portfolio, send out dunning notices and try to collect at a ridiculous profit.

Don't be surprised if you notice the date of last activity on your credit report, as stated by AAC is WRONG! Deliberately changing the date of last activity is a way to scam consumers into thinking they are entitled to money they would not legally be allowed to collect.

This is standard procedure for them -- from "re-aging" the debt on the credit history, to suing on what is probably a statute of limitations claim, to reneging on a written promise. These liars, thieves and snake-oil salesmen are trying ALL the con's known, to grease their pockets with your money.

Watch out too for the mystery $50-$75 payment that is claimed to have been revived on the account. When pressed, they claim to do an investigation and "discover" that they made a "clerical error" and mistakenly posted someone else's payment to your account. (LIARS!)

NOTHING this 'House of Cons' does should be believed or taken at face value. They have proven over and over they are liars and thieves!

Under federal law, the Fair Credit Reporting Act (FCRA) an account may ONLY stay on a credit report for seven years. One of the cons being used by Asset Acceptance is to claim you made a $50 payment, which would have re-started that clock. Unfortunately this is a 'bogus-claim' by AAC, is illegal and violates your rights.

Asset Acceptance Corp has earned the distinction of one of "AMERICA'S WORST COLLECTION AGENCY'S". They lie, steal, cheat, misrepresent, file bogus claims, create phony documents and commit perjury in the court system JUST to increase their bottom line. Compliments of:budhibbs.com. I hope this helps. Also go to FTC.gov and file an online complaint for the illegal collections.

Good luck!
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