Aurora Loan Services Continued foreclosure process, ignored loan modification, added unbelievable fees and costs to reinstate, we paid reinstatement-still rec'd forclosure sale notice, now adding taxes to payments =5300.00 a month. Littleton, Colorado

Yes-I am ready to join a class action suit. We have been with Aurora for almost 2 years and due to an injury fell behind on our payments. By adding a second job and renting out a room we were able to make our payments, but Aurora was not helpful in working with us regarding the amount in arrears. They demanded a balloon payment, sent back our regular payments stating that unless it was the amount in arrears in full they would not accept anymore payments. The amount in arrears was $20,000.

Incredible-they suggested we apply for a loan modification, we gave them everything they asked for. Still one representative would say-we were disqualified we made too much?? Another would say we didn't make enough, a third said the application was sent to a supervisor, then just today we were told that because of the foreclosure proceedings the loan mod application was now inactive.

Thank God above, we paid our amount in arrears-our house was up for auction 12/29/08-they still posted a notice on our door for sale-after we paid $35,000($20,000 arrears 15,000 late fees/attorney fees) Now that we are current-we receive another notice today that our January will be $5212.00 and will remain this amount for the next year. They are now including our tax payments. We can't believe this-we just paid our taxes in full???

Our credit is ruined and in 3 years we have a balloon payment. We have asked them to modify the loan fix it for 30 years interest and principle-we will even try to put money down and it feels like they would rather foreclose. We just got caught up-now how are we suppose to pay $5200 a month??? You would think with Lehman Bros. Bankruptcy in Sept. The courts would force them to work with the homeowners that are trying, any money coming in is better than taking a loss or receiving nothing. They just don't get it

Amy Goleta, ca
Goleta, California
U.S.A.