Complaint Review: BANK OF AMERICA
BANK OF AMERICA BANK OF AMERICA CONFISCATED MY MONEY AND THEN CLOSED MY ACCOUNT
*Author of original report: Bank Of America STILL has not given me my money.
*Author of original report: I did call the bank.
*Consumer Comment: Follow up Questions
*Consumer Comment: They Can Still Hold The Check
*Author of original report: 2 DAYS!
*Consumer Comment: Why?
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I deposited a check drawn on a local bank. The check was paid by the other parties account the same
night it was deposited. I have copies showing it was paid. A few days after the check was already paid
Bank Of America debited my account for the amount of the check AFTER business hours leaving my
account negative nearly $500.00.
I am assuming they did this sleazy tactic in order to rack up a bunch of over-draft fees by leaving me with
an over-drawn account. I had to drive to the ATM around 10:00 P:M and deposited enough cash to bring
the account current so they could not hit me with a bunch of over-draft fees at $35.00 each!
I went on Facebook and used my 1st amendment right and told them exactly what I thought
of the way they do business. Apparently Bank Of America DOESN'T LIKE CRTICISM!
2 days later, I go to check my account online and find it no longer exists.
I call Bank Of America and speak to several people, no one knows what is going on with my account
which is typical at this bank.
Later, I went to the ATM and tried my debit card to see if it worked, it no longer works.
So in essence because I voiced my DISGUST PUBLICLY with this bank and their unfair
practices they closed my account and have essentially stolen my money!
In addition, they charged me a monthly service fee of $25.00 just a couple days prior to them closing my account.
I never told them to close this account.
They have done this to me NUMEROUS times in the past when I deposit a check. AFTER they have already
been paid by the other parties bank they then confiscate the money from my account leaving me over-drawn
and depriving me the use of my own money.
When I call I am told, I can have my money in about 10 days or so.
I am going to file a complaint with the Federal Reserve, The States Attorney's Office, and consult my attorney
about a class action lawsuit against this bank.
This report was posted on Ripoff Report on 11/29/2017 10:57 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/-/bank-of-america-bank-of-america-confiscated-my-money-and-then-closed-my-account-1414241. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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