Complaint Review: Bank Of America - Atlanta Georgia
- Bank Of America bankofamerica.com Atlanta, Georgia U.S.A.
- Phone:
- Web:
- Category: Banks
Bank Of America Only a rich a$$ band of a executives would develop an idea their customers rather pay a $35 fee vs. a cashier telling you that your card is declined, ripoff Atlanta Georgia
*Consumer Comment: These are not new issues.
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
So, I talked to this rep today about my overdraft fees. They told me that it is a courtesy from the bank to pay off any transactions that my account can't cover to avoid "embarrasment" of having the card declined in front of a cashier. Only rich folks will come up with that non-sense. Declining my card is a good way to tell me I ain't got the funds to cover it.
So in that case let me either leave these items at the registar or let me pull out a different card (from one of bank of a's credit card competitors)to use. Most cashiers are broke anyway so why would anybody think that the customer will be so embarrassed, that they are willing to pay a $35 fee for a .50 cent purchase. I dont see the "courtesy" in that.
Also, I've been banking with them before debit cards were avaliable and not once did I sign or request anything relating to these "courtesy" transactions. Then as far as the order in which these transactions actually post into the account is all screwed up. They think that the most expensive transactions are the most important so let's post those first, the small ones next so we can charge multiple times, then any deposits/transfers that were made last.
I can understand if u want to charge me $35 once im in red, but what's the point of kicking your own customer when they're down? s**t, it's only costing them $1 or so to make the purchase, so why steal more money? The real answer is ceo's know exactly what they're doing and not giving a f*ck about their own customers that help build their company and those freakin "teller-like" atms.
This issue has been going on for a minute and I think the only way it's going to change is to boycott Bank of America and all those other banks. Hopefully, (((competitor's name redacted))) will take over, they seem to care more about 100% customer satisfaction.
C
Atlanta, Georgia
U.S.A.
sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
This report was posted on Ripoff Report on 03/28/2007 09:36 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/atlanta-georgia/bank-of-america-only-a-rich-a-band-of-a-executives-would-develop-an-idea-their-customers-241289. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#1 Consumer Comment
These are not new issues.
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Thursday, March 29, 2007
You may also be surprised to discover that you may also be able to overdraw your account by withdrawing from an ATM. My bank allows me to opt out of that "feature" but not all banks do.
The majority of banks follow the same policies. You will be hard pressed to find one that doesn't.
Perhaps you should look at a credit union.
Good luck.
Advertisers above have met our
strict standards for business conduct.