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Report: #892079

Complaint Review: Bank Of America - Pittsburgh Pennsylvania

  • Submitted:
  • Updated:
  • Reported By: Patricia — Port Orange Florida United States of America
  • Bank Of America 150 Allegheney Center Mall Pittsburgh, Pennsylvania United States of America

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I have been the victim of a fraudulent Mortgage. This mortgage originated over four years ago when my & my husbands identity was sold by a high level official at a financial institution. Countrywide had this mortgage in their fraud department for years, nothing was done. Bank of America bought Countrywide and now the fraud department of Bank of American. The stress of this identity theft escalated the death of my husband. It was a nightmare. And today BAC is foreclosing on me. 

I have contacted them. I provided all the documents that they asked for EXCEPT a copy of my & my husbands drivers licensed. This is what BAC is using as proof we initiated the fraudulent mortgage. Their Attorneys, Shapiro, Fishman & Gache',LLC are located in Tampa Florida. Many Floridians here in our area of Daytona have had the same situation. Foreclosure because of fraudulent mortgage. My story is so dramatic and filled with mystery of the unethical practices of BAC & their Attorneys, many people who have read it tell me not even a Hollywood Movie could compare.

I have released my story in the form of a book. Imprisoned By Identity Theft, Held Hostage by Greed. It is time we fought back. BAC is foreclosing on people like vultures eating road kill. You can read my story on my website www.patrcagaines.com.. There is also a blog. Please post your comments. Help me with this fight. Let us unite against what I call in my book as The Phantoms Of Greed. We are no longer human beings to these sociopaths, who care only about the money. The way BAC is foreclosing is torturous. And they are getting away with it. Join me. My information is on my website. Let us unite against this corrupt way of treating people.      

This report was posted on Ripoff Report on 06/02/2012 10:09 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/pittsburgh-pennsylvania-15212/bank-of-america-shapiro-fishman-gache-llp-fraudulent-loan-foreclosure-harassment-892079. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
3Author
5Consumer
0Employee/Owner

#8 Author of original report

Garrick N Fox Esq

AUTHOR: Patricia - (United States of America)

POSTED: Monday, October 08, 2012

This week Garrick N. Fox, Esq. of Daytona Beach filed an appearance in the Volusia County Civil Court, Seventh Judicial Circuit on behalf of Brandee Lee Gaines

 He is   also  representing Patricia Gaines

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#7 Consumer Comment

Patricia,

AUTHOR: Karl - (USA)

POSTED: Saturday, October 06, 2012
Feel free to contact all of your Local TV News Stations and send each one of them a copy of your Ripoff Report. Put it to the attention of 'Investigative Reporter'. There is a chance that one of them will contact you and help you.

You can 'Google' this- 9WANTS TO KNOW STARTS WEEK-LONG PUSH TO HELP HOMEOWNERS, and watch that video and read the article on the web. If the bank and their lawyers find out that they might be exposed on TV, perhaps they'll reconsider and do what is right, wouldn't you agree?

Good luck, and keep us posted.
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#6 Author of original report

And Now They Have Served My Daughter She Never Lived In The House, Has Never Signed Any Papers Regarding House

AUTHOR: Patricia - (United States of America)

POSTED: Friday, October 05, 2012
I have repeatedly requested Bank of America & their attorneys to produce proof of this fraudulent mortgage. After years of requesting I still have not had any results. My requests have been ignored. And my daughter has been served 4 foreclosure summons on the house in 6 weeks plus one summons that belonged to another person & property she had no knowledge of. Keep reading. 

Bank of America  and their legal eagles (Vultures) continue to dodge the requests through the court to provide legitimate proof of the fraudulent mortgage on my home. They are doing everything they can to try to foreclose. (How much more greedy can they get?)

They are no longer sending ME court summons or letters, they have now decided to harass my daughter and have been serving her with summons, four summons in six weeks. She has never had anything to do with this property. She has never signed documents regarding this property nor does she have or desire any claim to it whatsoever, legally or otherwise.

Their latest ploy has been to ignore her response to the court and ask for and obtain a  Foreclosure Guardian Ad Litem order from the court so that they can continue this foreclosure action. A Foreclosure Guardian Ad Litem is a heavy-handed way for the bank to stack the deck for foreclosure if they cannot produce a clear title to the property.

They always fail to be forthcoming with the proper and substantive documentation that has been requested through the court to provide proof of this mortgage.  They fail to answer these requests and instead take another tactic to circumvent the need to answer an honest request for substantive proof?  IF the proof does exist then why they are not able to provide that proof? The mortgage is fraudulent. I feel The bank and their attorneys are just as big frauds as the mortgage that they are attempting to foreclose on.  How can these people sleep at night? 

It  is a shame that there are lawyers of this bent that have been admitted to the bar to practice law and all they do is to use it for their own greedy purposes and those of their greedy employers. Foreclosure Mills are running rampant in this country, where is the court system? 

This  country has come to a very sad state when this is how the legal system is used to disenfranchise decent law abiding citizens. Is this Law or is it Justice?
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#5 Consumer Comment

Patricia,

AUTHOR: Karl - (USA)

POSTED: Tuesday, August 28, 2012
Corruption drives much of the banking system in the USA and in Europe. It's also a key component in our government and in the European governments. The Central Bankers are ultimately in control of our government and the European governments. That's why things will not get better. 

And here's the scary part; since the Central Bankers control the governments it would be logical to conclude that they also control the militaries, right?

I believe that another war, a big one, will break out in the near future in the Middle East. Both Obama and Romney believe in war, correct? The Central Bankers will be happy with either of these men winning the election in November, in my opinion.

Make sure to 'Google' the following for more proof that the bankers are in control of our politicians-

1) TOP CONTRIBUTORS TO BARACK OBAMA OPEN SECRETS

2) TOP CONTRIBUTORS TO MITT ROMNEY OPEN SECRETS

3) FRONTLINE: MONEY, POWER AND WALL STREET

4) WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO

5) WHO CONTROLS THE UNITED STATES ECONOMY BY MAJORITY 2010

6) FRONTLINE: INSIDE THE MELTDOWN

7) FRONTLINE: THE WARNING

To sum it all up in a nutshell, corruption has driven the governments and the economies of Europe and the USA into the abyss. Another 'Collapse' will happen in the near future, in my opinion. 
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#4 UPDATE EX-employee responds

I worked in the Office of the President at Bank of America and they had us LIE to customers like we held their original documents. We did NOT. We would send scanned copies.

AUTHOR: ilic - (United States of America)

POSTED: Sunday, July 08, 2012
I use to work in the Office of the President at Bank of America. They would have us LIE to customers like we had their original signed loan documents. You have to stick to this. Lawyer up. I NEVER saw the original signed documents. We only had the scanned copies. The manager told us to send the copies to the customers and say we held the original documents when we did not.
 
They were suppose to be in a warehouse somewhere which was a LIE. The reason I said lawyer up is because when their lawyers show up to court they will have to show your "original" signed documents which I am certain they won't have. THe loans were all quickly bundled and sold from one company to the next. The original documents were all scanned and transferred over. By Law they MUST have the original documents.
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#3 Consumer Comment

PROTESTER SONG 105

AUTHOR: Karl - (USA)

POSTED: Monday, June 11, 2012
CASH
(Please sing to the tune of the MASH TV Theme Song)

Anyone can 'Google' this- EKN MIDI'S TV, and click on 'Mash' and sing the following lyrics to that midi tune, right?

Here we go- 1, 2, 3...

The USA is one big lie
Europe is another lie
The bankers made so many cry
They want to keep their stocks up high
They print a lot of money
Must think that it is funny
They charge the people 
For their Ponzi scheme.

(Repeat)

Anyone can 'Google' this- JOSIAH STAMP 1ST BARON STAMP WIKIPEDIA, and go to that site and read more about him. He was a director of the Bank of England. Here is one of his quotes that appears at the wikipedia site-

QUOTE: "Banking was conceived in iniquity and was born in sin. The bankers own the earth. Take it away from them, but leave them the power to create money, and with the flick of the pen they will create enough deposits to buy it back again. However, take away from them the power to create money and...." - Josiah Stamp

Feel free to 'Google' this- WHO OWNS THE FED?, and go to the site with the five charts. The Bank of England, where Josiah Stamp was a director, sits at the top of 'Chart 1'.

It appears that the bankers are going to print about $125 Billion in order to keep the banking system in Spain from collapsing, due to all of their mistakes in the past several years. Spain also has a huge housing/mortgage problem, just like the USA.

Make sure to 'Google' this- SPAIN TO GET $125 BILLION BAILOUT, and read he related articles on the web.

Thank You

WELCOME TO THE USA & EUROPE- TWO BIG LIES

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#2 Author of original report

Fraudulent Loan Foreclosed On Bank of America

AUTHOR: Patricia - (United States of America)

POSTED: Monday, June 04, 2012
Yes, Our Identity was sold (God only knows how many people bought it) A mortgage that we did not initiate was placed on our home.  This has happened  many other people. The Identity Theft could have happened because our Identity was sold at Countrywide or perhaps someone just got our identity. The purpose of this message is that Countrywide had a mortgage that we did not initiate. That loan was in Countrywide, Bank of America then purchased Countrywide.. Our Mortgage was then placed in the fraud department of Bank of America.  I have repeated sent  letters to  Bank of America. They will NOT give me proof of the loan. And   yes, they are foreclosing on a fraudulent loan. I have written a letter to both Bank of America & their attorneys.  I am  asking for them to produce documents that this loan is our.. I know they cannot produce proof legally. If they produce proof, then it will be fraudulent proof. You can read the entire story on my website www.patrcagaines.com.. No I am not doing this to promote a book. The book is filled with information regarding this issue. I am hoping people will be helped and learn how to protect themselves.
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#1 Consumer Comment

confused

AUTHOR: Marcia - (USA)

POSTED: Sunday, June 03, 2012
OK, I think you must be leaving out a few details.  Are you saying that someone else, using your husband's idetity, initiated a mortgage for their own home, or for yours?  If it was for their home, why are YOU being foreclosed on?

Please provide more details.
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