Bank Of America Give them masks and call them Bankrobbers of America Ripoff Vista California

it starts harmless enough, I get a check from my client who banks at B of A. little did I know that just because they say a there is money in the account and the online reports show sufficient funds. Bankrobbers of America have determined that they can not release funds because they need to make MORE interest. Yes go put cash into a B of A account and wait 3 days to be able to have funds drawn against it.

i am not talking about policies and procedures, i am referring to flat out extortion, because in addtion to the $6 fee my bank charges me.. they hit my client with a $35 nsf charge.. when the freakin money is shown as available.

oh and that's not the worst of it. so what did i do? i had my client write another check - which i took to his branch to cash so i could correct the damages to my account. So after checking the signature card, calling him to confirm, they hit me with a $5 non-customer fee. I laughed and said "fine." i get the check cashed with a thank you. and i stand there.
teller lady is like "can i help you".
i say "yes, receipt please".
she says "we don't issue receipts".
i am like "excuse me".
"we don't print receipts. " she advises
me - "you take money and don't document it"
her -"oh its in the system"
me - "that's borerdline criminal"
her - "i can handwrite a receipt"
me - "please"

can you beleive that one.

the major bummer is this - my client gets a 100,000 check on 9.20. He asks them the policy and they tell him oh it is CA based so even though it is like 10 days, but in 2 days it will clear and it should be available. debating on whether to go back and ask for a wire.. he decides to put the check in on Mond 9/25. he calls Wells Fargo (where check is drawn) on 9/27 and finds out the check clear on thier end. Call BofA and they won't release the funds til 10/4. this in on a 9/25 deposit. hmmm.. 6 pts. on 100k thats good for 150 per day. .and then 35 in nsf fees.. what a f'n ripoff!!!

can someone get the FTC involved? i mean really - B of A is the master of extortion?

advise.. if you get a check drawn from B of A.. pay the 5 bucks and get the cash!!!!

Nik
Carlsbad, California
U.S.A.