Call Com Financial (AGI, AGIC. GGI,GGIC,) Lots And Lots Of AKA But Same Companys Call Com Financial said we were approved for $5,000 federal grant that never had to be repaid. withdraw processing fee $297.00 from my accout Utah, New York, California, Indiana - India *EDitor's Suggestions on how to get your money back into your bank account!

She was calling him to inform him of this news, to verify the address and number, and get an account number and a voice print indentification verification to withdraw the processing fee, $297.00, and yes you can most certainly postdate the check, no problem.

He got some answers to some of the questions he asked her, got a conformation number, and a phone number for inquiries if he should have some more questions in the future. That phone number was 866-669-1222 but, the number on the caller id read 888-778-9222. The 866 number is permantly busy but after a while someone answered the 888 number with, Call Com please hold, and then she hung up.

Called back, after another wait she answered the phone again, but this time when I asked her to repeat the company name she did and asked if I had a conformation number. You betcha I do! I gave it to her, she asked how she could help me, I formed her that she was full of s**t, her business was B.S., that they were posted on all the ripoff sites under a whole bunch of different names, such as American Grant Information, American Grant Information Center, Government Grant Information, Government Grant Iformation Center, GGI Assoiciates, ect...)and that they had our account and routing numbers for our Checking account that they had just best forget, shred, lose, or otherwise. That the check already had a stop payment on it, andif they tred to access that account on Any date, using Any 'business' name that I would file charges with the state and federal courts both, and that if at all possible I was going to file charges in any court state or federal even if didn't try to access the account. That if they had accessed it in the hour and half that they got the numbers and we got the stop put on it (like they did under A.G.I.C. company name to some woman in Georgia after they said she could postdate the check for two weeks from that day and did it within a 48 hours) that it had better be put back into that account within the ten minutes. She said "yes ma'am" and apologized. Nothing had been withdrawn, thank god. When I first started speaking she got a little snooty and hateful, but I either do it better or she wasn't all that bright to begin with because I was bluffing all the way, since they had permission to access the account from the account holder and a "recorded voiceprint indentification verification" from him to prove it. All these different company names are giving the same speech, same assurances, some of the same employee names, have a man that has the same indian accent, and even though the amounts of money for the "processing fee" vary ($250.00 - $297.00) it's a mighty odd coincidence that some of the numbers the call from or give you to call are the same when the company names are different and in different states as well. (AGI in Georgia has the same number as Goverenment Grant Associates and Government Grant Information Center and Federal Grant Financial and Loan when those are located in Utah, or New York, California, Indiana, ect.... for example)Honest, hard working, trusting people beware. Not everyone fits that description or has those those qualities.

Trasa
Carthage, Missouri
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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...the victims' advocate

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...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.