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Report: #407254

Complaint Review: Cambece Law Firm/Cach - Peabody Massachusetts

  • Submitted:
  • Updated:
  • Reported By: sherman Texas
  • Cambece Law Firm/Cach 8 Bourbon Peabody, Massachusetts U.S.A.

Cambece Law Firm/ Cach Who are these people Peabody Massachusetts

*Author of original report: update

*UPDATE EX-employee responds: Call the original creditor

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Heres my situation, I received a message to call the Cambece Law, which I did, got a voice mail, left a message, they called back, and preceded to tell me that they were representing CACH, which had bought an account from HSBC. I have not been notified in writting by any of the named parties. Yes, I do have an account that was written off by HSBC, but how do I know that they actually sold it to these people, I have pulled my credit report and neither CACH or Cambece are on it. Are they suppose to notify me in writting? Also, I returned on call, earlier in the morning before 8:00, does that give them the right to call me before 8:00? Because they called me one morning at 7:30. Which on one of the first calls, I told the man that I would check into it, I gave him no more information than that, because I had not heard of this company and was not aware that the account had been sold. I've been trying to decide if I need to send a validation letter even though I haven't received anything from them. Does anyone have any suggestions?

Debtor
sherman, Texas
U.S.A.

This report was posted on Ripoff Report on 01/02/2009 01:51 PM and is a permanent record located here: https://www.ripoffreport.com/reports/cambece-law-firmcach/peabody-massachusetts-01960/cambece-law-firm-cach-who-are-these-people-peabody-massachusetts-407254. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 Author of original report

update

AUTHOR: Debtor - (U.S.A.)

POSTED: Monday, August 03, 2009
I would have definitely not thrown away mail think it is junk mail, I don't do that. Regardless, I've had no proof that they had the right to collect anyway. I did try and do the right thing and work with them, but guess what, they would not be reasonable at all. I haven't heard from them in several months, but i'm sure they will raise the ugly head soon.
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#1 UPDATE EX-employee responds

Call the original creditor

AUTHOR: Andy11885 - (U.S.A.)

POSTED: Friday, July 10, 2009
If you want proof that the contract was sold to CACH, you can call the original creditor (HSBC - the phone # should be listed on your credit report) and they will tell you where the account is and who is handling it! As far as documentation, you should have received something in the mail letting you know the account was sold! I believe its the law that this initial document is sent out, and its pretty much the 1st thing that is done when new accounts are purchased by any 3rd party collection agency! You can always call cambece and make sure they have your current/correct adress also! And if you dont want to speak to anyone there, im about 95% sure you can go on thier secured web site www.cambecelaw.com, and update your info there also! Believe it or not, alot of people accidently throw away the letters because they aren't familiar with the company, and think its junk mail! Good luck
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