Report: #23324

Complaint Review: capital first credit card - miami Florida

  • Submitted:
  • Updated:
  • Reported By: Milan ks
  • Author Confirmed What's this?
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  • capital first credit card 18495 south dixie highway miami, Florida U.S.A.

capital first credit card ripoff,account fraud ripoff swindlers ripped off and scammed screwed others too miami Florida

*0: capital first,first american leisure

*Consumer Suggestion: CLOSE your bank account

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Capital first sent me an email saying I wass approved for a credit card limit of 2000.00$.I filled out an online app.Then they called me saying I had to pay a ACH check of $19.95 to prove my bank account was active.I said okay.(thinking well I'm getting much more credit it will be worth it).The guy said I would get my card in 1-2 weeks.

After 2 weeks I got a package of literature saying that to get my card I would have to pay a fee of $99.95 and another fee of $59.95.It said if I changed my mind and cancelled I would not be charged.I called that monday (2 days later) and said I wanted to cancel and that my bank account didn't have any money in it and it would bounce anyway. I said"I do not authorize you to take any more money out of my account cancel me.

"Well they went and tried to take the money out and cost me a $50.00 bounced debit fee.I called and argued twice but they said I didn't cancel when I called and that I knew all the fees when I signed up (LIE!!)And that They didn't refund insufficient fund fees.

Milan, Kansas

This report was posted on Ripoff Report on 06/24/2002 08:58 AM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-first-credit-card/miami-florida-33157/capital-first-credit-card-ripoffaccount-fraud-ripoff-swindlers-ripped-off-and-scammed-scr-23324. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 0

capital first,first american leisure

AUTHOR: - ()

POSTED: Wednesday, July 17, 2002

I was almost swindled out of 350$ by Capital first(They did cost me some money but I promptly closed my account when the unsolicited postal mailers came alleging I gave verbal authorization to take out $ for a mysterious"Hartford auto club"(I don't even have a license).
Then more money was going to be debited for a calling card with a monthly fee(never heard of them).
Today I got a call from a woman who changed her name from one minute to the next and had a hard time going and finding out where the"actual office building address is"(Which I asked for.,having been swindled before.)
This was the same theme,wanting my account # and a "processing fee" of 199.99.I think they are a new alias for capital first,now calling as First American Leisure claiming I filled out a application" NOT!"I did get a legitimate credit card,after a thorough research of the co. and many questions.Plains Commerce Bank.The fees all come as part of the credit already on your card,you pay it off with your monthly payments.Not a penny out of my bank account,no up-front fees,that is how a legitimate credit card will bill you.

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#1 Consumer Suggestion

CLOSE your bank account

AUTHOR: anti - ()

POSTED: Monday, June 24, 2002

Go to your bank and CLOSE your account. Request a new account. Capital First will try to charge you again and again under different name.
You will get similar offers on phone, in e-mail, letter. If anybody offers you a GARANTEED 2-10k credit line for a a $50-200 upfront fee, it is a scam. Hang up the phone. Delete the e-mail.

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