Report: #69136

Complaint Review: Capital One Bank - Glen Allen Virginia

  • Submitted:
  • Updated:
  • Reported By: 89156 Nevada
  • Author Not Confirmed What's this?
  • Why?
  • Capital One Bank P.O. Box 85064 Glen Allen, Virginia U.S.A.

Capital One Bank / Capital One Visa Ripoff, I had 2 Captial One Gold Visa cards that were charged off over 2 years ago, Capital One continues to add late and over the limit fees each month. Glen Allen Virginia

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Beware of Capital One Bank!!!!

I got 2 Capital One Visa cards with a maximum credit limit of $200 each on both cards. Capital Bank charged off both of these credit cards over 2 years ago and continues to charge over the limit fees, late fees, and finance charges. Capital one does not report the original maximum credit limits to the reporting agencies only the current balance with an additional $60-70 each month in fees that they continue to add on these old charged off accounts. Capital One reports that I owe well over $1,000 on each of these $200 Visa cards.

I have contacted Capital One to correct this and update my credit file to show original credit balances of $200 and was told this is a common reporting practice by Capital One not to report original credit limits. I have also disputed the balances with the credit reporting agencies and Capital One continues to verify that the balances are being reported correctly.


89156, Nevada

This report was posted on Ripoff Report on 10/15/2003 12:04 AM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-one-bank/glen-allen-virginia-23058/capital-one-bank-capital-one-visa-ripoff-i-had-2-captial-one-gold-visa-cards-that-were-69136. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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