Report: #6963

Complaint Review: Capital one

  • Submitted: Thu, October 04, 2001
  • Updated: Thu, October 04, 2001
  • Reported By:
  • Capital one


another capital one rip off

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I just read a report on this site about capital one ripoff on some one else. they did the same thing to me. i applied for the card and they only wanted to give me a 200 limit. i canceled it imediately because i do not need a card with only 200 limit. they never closed it. i received several bills with monthly services fees and late charges on those fees because i refused to pay. I canceled the card before those months so why should i pay fees for months it was not even supposed to be active. i sent them several letters and made several phone calls telling them this account is closed and to stop charging me maintence fees. I never even used the card. not even once!! After i sent them a very nasty letter they finally closed the account and i never paid them the fees i know i am not responsible for, however upon recently checking my credit report the put negative marks on my credit for not paying these fees that they attached to my account after i closed it. This is the second time i had a problem with capital one not closing an account after i told them to. last time was a few years ago and they never touched my credit though. i will never get a capital one card again. what can i do to fix my credit?

This report was posted on Ripoff Report on 10/04/2001 12:00 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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