Complaint Review: Capitol One Auto Finance - Capital One Auto Finance Texas
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- Author Confirmed
- Capitol One Auto Finance Capital One Auto Finance Capital One Auto Finance, Texas U.S.A.
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- Category: Corrupt Companies
Capitol One Auto Finance Capitol One wants money on a car I no longer own. PO Box 260848, Plano, Texas
*Consumer Comment: Capitol One CANNOT do anything
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I became disabled in 2005 and now have only SS disability as an income.
My car was repossessed during my waiting period. They sold my car for 3800. even though it was worth 6800. Now they want the difference.
Social security checks cannot be garnished. I told the collection agency they hired that I barely make enough to live on,but they continue to call and harass me for the remainder.
I have now got caller ID that comes up on my TV. I don't answer if it is any number or name I don't recongize. This is wrong that they expect me to pay for a car that I no longer own. This practice needs to be changed. They should get top dollar at the auto auction instead of trying to get it from those who don't have the car or the money.
Mikus from illinois
Vandalia, IllinoisU.S.A.
Mikus from illinois
Vandalia, Illinois
U.S.A.
This report was posted on Ripoff Report on 03/25/2008 03:16 PM and is a permanent record located here: https://www.ripoffreport.com/reports/capitol-one-auto-finance/capital-one-auto-finance-texas-po-box-260848/capitol-one-auto-finance-capitol-one-wants-money-on-a-car-i-no-longer-own-po-box-260848-321009. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Capitol One CANNOT do anything
AUTHOR: Batmanwashere - (Afghanistan)
SUBMITTED: Sunday, November 01, 2009
Since your on Social Security and retired, NOBODY can garnish your check. In essence even if the collection agency does sue they can never collect because you are judgment proof unless you have assets they can go after and place a lien on. If not, nothing to worry about they will not throw away money in a lawsuit when they know they can never collect at all.
1.) Write a letter a cease and desist not to call you again, certify the letter.
2.) Change that phone number to an unlisted one, NEVER give it out to creditors of any kind. It is your right to privacy and your right to even have a telephone in the first place.
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