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On December 6th 2013 a representative named Ben Williams contacted me st work and said I would be served sheriff papers at my job for a paydayloan that I didllrd not do. My bank confirmed this. I then called Mr Williams back (415-251-2645) and he was very hostile. He wanted me to settle out of court tor a large amount of money. When I asked for information about the people I supposedly owed money to he became increasingly hostile and put an attorney Mike Anderson on the line who was equally rude. No one gave me any info. I had not received any emails calls or sheriff letters. I do not owe this money!