Report: #200880

Complaint Review: CCA Credit Approval Division

  • Submitted: Thu, July 13, 2006
  • Updated: Thu, July 13, 2006
  • Reported By: Duck Ditch South Carolina
  • CCA Credit Approval Division
    P.O. Box 46101
    Las Vegas, Nevada

CCA Credit Approval Division ripoff Las Vegas Nevada

Show customers why they should trust your business over your competitors...

Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
I received a letter from "CCA 1st National Card" in the mail today stating that I had been approved for a credit line of $6500 and all I had to do was call and activate the card.

This letter was different from other credit card letters that i had received in the past. Real credit card companies don't just send you a new card unless you've applied for one and have been approved, but this one had the new card with my name on it. This one said that it was very important to retain the letter because it had a special approval code on it.

It also said in fine print that you would be required to pay a fee of $200 to be a member of the CCA 1st National Card organization. You're supposed to get a brand new credit card with a high limit in the mail, activate it with an approval code and then pay $200 to these people as a membership fee!

They want $200 or $199.99 for an activation fee. Credit Protection and Security Guard fees of $99.99 a year.
Annual Membership fee of $198 for the first year and $99 for every year thereafter. Rush processing $29.99. Late payments $15 Returned checks $20. Minimum monthly payments of $300.

If you place this card side-by-side with a real card, you can very clearly see some obvious mistakes!

It doesn't even have a financial institution's logo on it other than the fake 1st National Card logo and some reflective globe inside an oval box. Plus, there is no security code on the back.

Recently I have applied for some credit cards in the hopes that I could help rebuild my credit. That is the only reason that I gave this more than just a glance. I have applied for so many, I couldn't remember if this was the name of one of the companies or not. All I had to do was read the letter to realize that it was a scam.

I have read several reports on here about this company, and I must say that I just don't understand how someone could read the letter and think it was a good idea. I know I can't afford all the fees you have to pay in the beginning.

Now anytime I receive any kind of financial offer in the mail, I google the hell out of the company that is offering it before I even think of going along with it.

Good luck to all of you who have been taken advantage of by this blood sucking company. I really do hope that you get things back to the way they should be when all is said and done.

Duck Ditch, South Carolina

This report was posted on Ripoff Report on 07/13/2006 11:19 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.