Report: #1180258

Complaint Review: Charles Fogg

  • Submitted: Wed, October 01, 2014
  • Updated: Wed, October 01, 2014
  • Reported By: Merchant Processing Scam — miami Florida
  • Charles Fogg


Charles Fogg; Consulta, LTD; Consulta LimitedTel: +44 (0)20 81331115Mobile: +44 (0)7581 587058 merchant processing, psp, iso, high risk processing, merchant processor, scammer Gibralter Internet

*Author of original report: Charles Fogg


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we were contacted by Charles Fogg with Consulta Limited ( ) who would act as our agent for various merchant processing relationships.  It has been four months since we ran our first week of transactions with Charles Fogg and we have not been paid... or furnished any reporting.  I have been in this industry for several years and worked with processors all over the world.  I have never seen an operation this fragrantly obvious.  The only intention is to have your process for a week and to keep your funds.  As it is typically not enough money to start waging legal warfare in juristictions all over the world.  Do NOT do business with Charles Fogg, his associates, Tim Johnstone (email = ), Sanjay Pandya Cell:+6581189169 , Skype: Sanj1018 or affiliated companies Mall Resources PTE, S.L. located in Spain at: pj joan xxiii entresuelo, 07002 palma (baleares) Spain, UK and Singapore.  Sanjay Pandya is located at 79 Patterson Road, Singapore and is also the onwer of INDO CHINE which is another sham / merchant processing scam company.  Sanjay's other front is Templar International UK limited.  If you are unfortunate to cross paths with any of these characters or companies, do not walk, run in the other direction.  They will steal your money and offer up no information or excuse.  I have never seen a scam so brazen.

This report was posted on Ripoff Report on 10/01/2014 09:08 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Charles Fogg

AUTHOR: Merchant Processing Scam - ()

I have recently learned of a police investigation initiated by Mr. Charles Fogg into this situtation with Sanjay Pandya.  Charles was mistakenly named as a cooperating patner in error and due to the stringent guildlines of this website the original post cannot be modified.  Well done Charles - I applaud your efforts to bring justice to this situation.  

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#2 REBUTTAL Owner of company


AUTHOR: Consulta - ()

This report was posted by Kelly O'Shea and is totally fabricated as we, Consulta Limited, only introduced Kelly O'Shea and his nutra rebill business to a specialist rebill slution operated by Sanjay Pandya. We have letters on file from Mr. Pandya stating that we, Consulta Limited and it's assigns, never recieved a single cent from the $20,000 that Kelly O'Shea processed plus further confirms that we had no involvement apart from the aforemention introduction!

For the record Mr. Sanjay Pandya claims that Kelly O'Shea's transactions were fraudulent and almost every single transaction resulted in a Chargeback. Mr. Sanjay Pandya then issued a written statement to Kelly O' Shea pertaining to facts that he had Chargebacks of 60% plus 12 Police reports of stolen data!

Consulta Limited has been in this business for years and have an untarnished reputation which alas is not something that cannot be said of Kelly O'Shea, Please refer to the following extracts posted on the web, most of which pertain to criminal law suits. Please take the time to review:

Extract from the Missouri Court of Appeals which highlights Kelly O'Shea as having; at least five felony convictions for stealing, two felony convictions for fraudulent use of a credit device, two other forgery convictions, and two federal convictions for illegal use of credit cards. You can review the court hearing here:

Then you have the Florida’s attorney general lawsuit which claimed; Advanced Wellness Research, Inc., company president Nicolas Molina and nice president Michael Trimarco, and related company Netalab Corp., and its owner Kelly O’Shea, are charged with offering free trials of products such as Acai berry supplements and whitening toothpaste.

Customers that received the free trials were then not provided with reasonable notice that they would be charged approximately $80 per month for other products that they did not intend to purchase. You can read the legal action here:

Then if you look at this spurious formum, the Rip Off Report, that allows anyone to post items that are not checked for legality of content, you will find Kelly O'Shea and his businesses have been posted here, as well as just about every other forum on the web:

It is a real shame that a small minded person can throw toys out of his pram and look to apportion blame on everyone but himself!




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