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Ripoff Report | Chase Bank Review - Ann Arbor, Michigan
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Report: #1454360

Complaint Review: Chase Bank - Ann Arbor Michigan

  • Submitted:
  • Updated:
  • Reported By: Dennis — Ann Arbor United States
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  • Chase Bank Ann Arbor, Michigan United States

Chase Bank illegally foreclosed,broke into my property illegally,cheated,stole my money,closed my checking,destroyed my excellent credit, Ann Arbor Michigan

*Consumer Comment: Don't expect much sympathy

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In March of 2009 my credit score was 797. We had three properties financed through Chase. They told us that they would modify all three but that we would have to go into the arrears in order to qualify for these. I asked if doing so would it have a negative affect on my credit score. They told me yes but that they would ammmend my score after they gave us the modifications. Of coarse they lost everything I had sent into them and we had to start all over.

Monthes went by and we had to go on forebarance payments. I sent in 19 cashier's checks , all except three have been accounted for: roughly about $6000.00. They gave me one mod which was a 21 year modification. i accepted this one. The next offer was for only 15 years which made no sense to take because it didn't spread my payments out enough. I asked for a 21 year modification but was told "we don't negotiate with you...either take it or leave it".I left it. They then refused any forebearance payments and began foreclosure. Three times it was adjourned but the fourth time their foreclosure went through.

I hired an attorney who was also crooked. I paid him $37,000.00 to help me and when I refused to sign a confidentiality aggreement he dropped me. He actually wanted me to sign this document which would have given away my rights to now,tell you what they did to me. I would have gladly signed such a document had they done the right thing. They refused to.

They illegally forclosed and therefore had to return the property to my name. This all happened in 2010. In 2017 they again foreclosed and I paid them off $1.00 more than the $175,000.00 asking price at sherriff's aution. They illegally broke into my property, did $2500.00 wort of damage getting in. cancelled my hazard policy and shut my utilities off.

In September of 2017 , after having kept my checking account with them, they closed my the account without notice, and had the police serve me with a no tesspass notice through the City Of Ann Arbor, Michigan. Chase has done me wrong. They refuse to admit any wrong doing and continue to destroy countless others. I am very happy to discuss this with anyone who choses to contact me.

This report was posted on Ripoff Report on 07/31/2018 05:17 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-bank/ann-arbor-michigan/chase-bank-illegally-foreclosedbroke-into-my-property-illegallycheatedstole-my-moneycl-1454360. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Don't expect much sympathy

AUTHOR: Robert - (United States)

POSTED: Tuesday, July 31, 2018

If you are being truthful and 100% honest, then when you come to a public web site and complain about a 797 Credit Score and having 3 properties were you were current with all 3 of them, don't expect much sympathy from people who were truly struggling to just pay the mortage on the one property they call home.

Some would call it poetic justice that you got ripped off for 37K, as some people are 37K delinquent and the money you paid the attorney could have brought them current.

My guess is that the $1 over the asking price you paid was because you figured you found some loophole, but again if you have 175K sitting around there is zero reason you should be asking or expecting any sort of modification to your mortgages.

Obviously there is more to this story if they not only closed your account but actually had to issue you a tresspass warning, and I bet that the rest of the story doesn't make you look any better.

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