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Report: #93681

Complaint Review: Cnac Jd Byrider - Milwaukee Wisconsin

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  • Reported By: Milwaukee Wisconsin
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  • Cnac Jd Byrider 7776 N 76St Milwaukee,Wisconsin Milwaukee, Wisconsin U.S.A.

Cnac Jd Byrider ripoff on amortization I can say that when you enter into a cnac apporved loan you are paying a higher interest than most standard loan companies would offer That is understood My problem with cnac is the biweekly payment schdule I have had so many disputes with customer service over the past two years with paying on time and paying late Milwaukee Wisconsin

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Well I can say that when we have a negative credit history we are not going to get approved for the best conventional rate. Most loan setups for monthly payment are that the payment is due once a month with a grace period before a late charge is asessed.
Of course we know that there a bi-weekly amortization that cnac goes by.

My current problem wiht cnac is that I feel that I am current. They are telling me that I am 4-5days behind on my payments. I make payments on this, and its more than just the principal and interest due bi weekly. They have sent me ledgers on my payemnt history and it still does not measure up. My issue is not so much with the dealership but it is with the finance company, and I know that it is in house financing.

To make matters worse I out in a promise date to pay another payment by this Wednesday. Again I am just conforming to their rules. How I have done it so many other times in the past is that I have given my credit card information and a date to pay. But I have called them on that date and given them authorization to run the payment thru. I have two checking accounts with us bank that have a credit/debit option.

The funds were not available on Wednesday to run the credit option. Cnac ran the card through anyways which allowed my bank fraud department to contact me earlier today. Their concern was that someone was using my account without my authorization. Point of the matter is I am tired of all of the miscommunication and disrespect I have been getting from cnac. Another dealer conetacted me about a new car and I told them what was going on with Cnac. Let's just say they had nothing good to say about them or by rider.

Lets be wise consumers and let all high interest loan holders know that we all make mistakes yet we will be responsible for those mistakes but not be taken advantage of.

Harveir
Milwaukee, Wisconsin
U.S.A.

This report was posted on Ripoff Report on 06/04/2004 01:46 PM and is a permanent record located here: https://www.ripoffreport.com/reports/cnac-jd-byrider/milwaukee-wisconsin-53224/cnac-jd-byrider-ripoff-on-amortization-i-can-say-that-when-you-enter-into-a-cnac-apporved-93681. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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