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Ripoff Report | Credit One Bank Review - Internet - Credit one bank
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Report: #1274829

Complaint Review: Credit One Bank - Internet

  • Submitted:
  • Updated:
  • Reported By: herbw — attleboro Massachusetts USA
  • Author Not Confirmed What's this?
  • Why?
  • Credit One Bank Internet USA

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Recieved and submitted online application for a Credit One Bank visa card in September. Used the card once in November and received the first bill on Dec 9th which included a $25.00 late charge. After being unable to get anyone from customer service I just paid the bill and cut up the card, simply not worth the trouble. However I believe this is a SCAM and do Not recommend that anyone apply for or use a card from Credit One Bank.

This report was posted on Ripoff Report on 12/17/2015 12:30 PM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-one-bank/internet/credit-one-bank-rip-off-internet-1274829. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
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0Employee/Owner

#2 Author of original report

Wrong

AUTHOR: - ()

POSTED: Saturday, December 19, 2015

Well if you can make sense of their so called customer service that's great. What is your native language or do you work for Credit One Bank? How much are you paid to write things here? You obviously didn't see my ammended statement. i did not use the card they charged me a $100.95 fee for the card that was not disclosed upon applying then charged me a late fee for a bill that was never sent out. Class action lawsuits are or are about to be filed against this bank for fraud in Las Vegas I believe. I intend to add my name to the list and encourage all others should do the same. 

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#1 Consumer Comment

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AUTHOR: Jim - (USA)

POSTED: Friday, December 18, 2015

You used the card and were assessed a late charge.  A late charge comes when somebody doesn't pay their bill on time.  You then claim you couldn't reach them.  Sorry...that excuse doesn't work.  They have toll free numbers which anyone can find on their website in a matter of seconds.  What is FACT is this is a subprime credit card company. 

Since you applied for and used this subprime credit card with its higher than normal interest rates, you are no doubt a subprime borrower with a history of not paying your bills.  Since you just, out of the kindness of your heart and abundance of your riches simply paid the amount without a wimper, we all see what this "story" is about very clearly!

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