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Report: #135944

Complaint Review: Crown Ford Of Fayettville & Ford Motor Credit - Fayettville North Carolina

  • Submitted:
  • Updated:
  • Reported By: Hope Mills North Carolina
  • Crown Ford Of Fayettville & Ford Motor Credit 256 Swain St. P.O. Box 35847 Fayettville, North Carolina U.S.A.

Crown Ford Of Fayettville & Ford Motor Credit ripoff ripoff Fraudualant Home Of The Get Em And Hand Em Dealership Business Buyers BeWare of illegal Intrest Rates and Poor Practices and LIARS!!! Fayetteville North Carolina

*Author of original report: OWE NOTHING TO THESE PEOPLE- THEY BROKE THE LAWS!

*Consumer Comment: You still owe money that is why the judgement is against you.

*Consumer Comment: You still owe money that is why the judgement is against you.

*Consumer Comment: You still owe money that is why the judgement is against you.

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March 2005

This auto dealership told us that we would not be upside down in a vehical that we bought if we went back to trade it in a year later. They had given us $9,000 trade in on a 1990 Escort HB. They had us come in the next day after signing paperwork @16% saying that FORD MOTOR CREDIT would not buy the contract with the way our names were because on of the buyers recived SSI and was under disability from social security and that they just had to change the names around as the primary and co-buyer. We had good credit and the trade in was already paid for in full.

The next day they slipped in 22% saying that everything was the same although it turned out latter that it was not becasue they had told us to bring the original paperwork back with us so we had no proof. Very slick of em. 1 year later we went back to trade the vehicle in and they told us we were upside down in it and too bad. The Salesman Lenord Mcgrew had the file and told us "By the way FMC bought it at 11% the dealership more than doubled your rate" saying that 22% was all that we could get bought at although previous paperwork they had us return so there was no proof was 16%.

To make a long story short, we tried everything to resolve this with Crown Ford and FMC. You see, the two are in bed together so to speak esp. since FMC knew what they would buy it at and allowed the dealership to do what they did. How is a person really to know what the buy rate is??

Anyway we had run the figures of the 22% for 48 months at $382.17 month. The actual intrest rate being charged was 22.53% not the 22% as the contract stated and they claimed which is illegal for for a used vehical. When we questioned Crown Ford sand, Lenord MCgrew(sales) said " That is normal practice as long as the customer has payments around what they want, they don't check" this really pissed us off and we told FMC to come get the vehical due to this mess. It took them over 5 months to come and get it after we stopped payments. Then FMC sought a jugment against us and never sent anything certified as required by law and the paperwork they had did not match ours, BUYERS BEWARE of FORD MOTOR CREDIT and CROWN FORD of FAYETTEVILLE.

Private
Hope Mills, North Carolina
U.S.A.

This report was posted on Ripoff Report on 03/21/2005 10:30 PM and is a permanent record located here: https://www.ripoffreport.com/reports/crown-ford-of-fayettville-ford-motor-credit/fayettville-north-carolina-28303-0847/crown-ford-of-fayettville-ford-motor-credit-ripoff-ripoff-fraudualant-home-of-the-get-em-135944. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#4 Author of original report

OWE NOTHING TO THESE PEOPLE- THEY BROKE THE LAWS!

AUTHOR: Renee - (U.S.A.)

POSTED: Wednesday, March 23, 2005
1. Do not owe them nothing, they broke the laws and do not follow their own laws.

2. If they had come get the vehical when requested they would have gotten more for it as the time it took the price fell out on the bottom of the market within that time.

3.They never put a lein on the home that was owned at the time as they were supose to by law and showed no interest when it sold 7 months latter.

4.As the old saying goes, you can not get blood out of a turnip.

5.Basic finances as to that what do you know,have we meet before? Who are you to judge as to that?
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#3 Consumer Comment

You still owe money that is why the judgement is against you.

AUTHOR: Tom - (U.S.A.)

POSTED: Monday, March 21, 2005
You still owe money, that is why the judgement is against you. You said you gave the vehicle up voluntarily. That does not cancel the loan. If the loan company cannot sell the vehicle for at least as much as you owe, you owe the difference. So now you are without a car and still owe on the loan.

I can see why you were so angry.

You do not seem to have a grasp of basic finances. (This is not a criticism, many, many people don't). I might suggest you seek assistance from a governmental source (some cities and counties provide this service for free) or spend some money and talk to an independent certified financial advisor. Whatever you do, do NOT talk to an insurance company, brokerage company, etc. AND espeically stay away from Loan Consolidation companies. They are much too biased to help you.

Good luck.
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#2 Consumer Comment

You still owe money that is why the judgement is against you.

AUTHOR: Tom - (U.S.A.)

POSTED: Monday, March 21, 2005
You still owe money, that is why the judgement is against you. You said you gave the vehicle up voluntarily. That does not cancel the loan. If the loan company cannot sell the vehicle for at least as much as you owe, you owe the difference. So now you are without a car and still owe on the loan.

I can see why you were so angry.

You do not seem to have a grasp of basic finances. (This is not a criticism, many, many people don't). I might suggest you seek assistance from a governmental source (some cities and counties provide this service for free) or spend some money and talk to an independent certified financial advisor. Whatever you do, do NOT talk to an insurance company, brokerage company, etc. AND espeically stay away from Loan Consolidation companies. They are much too biased to help you.

Good luck.
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#1 Consumer Comment

You still owe money that is why the judgement is against you.

AUTHOR: Tom - (U.S.A.)

POSTED: Monday, March 21, 2005
You still owe money, that is why the judgement is against you. You said you gave the vehicle up voluntarily. That does not cancel the loan. If the loan company cannot sell the vehicle for at least as much as you owe, you owe the difference. So now you are without a car and still owe on the loan.

I can see why you were so angry.

You do not seem to have a grasp of basic finances. (This is not a criticism, many, many people don't). I might suggest you seek assistance from a governmental source (some cities and counties provide this service for free) or spend some money and talk to an independent certified financial advisor. Whatever you do, do NOT talk to an insurance company, brokerage company, etc. AND espeically stay away from Loan Consolidation companies. They are much too biased to help you.

Good luck.
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