EMC Mortgage Charged me a late fee because they "Lost my check!" Dallas Texas

Georgesmom:
One of hundreds of illicit schemes used by EMC, Bear Stearns, and AMC/Ameriquest is to intentionally "hold" your check. That generates a late fee and also gives them one of many reasons they have to abuse what are known as "corporate, suspense," or escrow" accounts or funds. Next you replace the check, and 30-75 days from now they monitor your account and stealthily and illegally hammer the check through unless you have stopped it as you have. Many don't go to that extra expense and make the mistake of trusting EMC or their commission driven collection agency, Bear Stearns, the *Satan* of illegal mortgage fraud.

Although EMC is out of business as far as getting new accounts goes they still use BS to collect both valid and invalid customer accounts by primarily using Gestapo tactics and lies. Not only former clients and customers are lied to, EMC creditors face the same dilemma: Endless lies and fraud from people like Greg Fedler at Bear Stearns. Fedler is located at BSC in Lewisville Texas and is limited to "this matter is closed," and "We've been over this before" and thousands of other everyday lies that Fedler and BSC are paid to tell. EMC and AMC/Ameriquest are both out of business for all practical purposes. EMC has set up a "customer service" network that makes it close to impossible to do anything except collect money.

If you do eventually get a real person at EMC, you will have to go thru a sales pitch from EMC encouraging you to **SWITCH** your account to Bear Stearns! Absolutely unheard of! The sad news is that soon virtually all EMC accounts will be forced to switch to BS.

A similar fate was experienced by Ameriquest/AMC, now known as Citi Residential. Well known criminal fraud perpetrator James Brantley who was a primary reason Ameriquest/AMC was hit by an est. $400 million judgment, incredibly was hired by Citi Residential which should tell you something about Citi.

Bear Stearns just had two hedge funds collapse from mortgage fraud on their part to the tune of $1,600,000,000. And EMC at least in my judgment faces much higher judgments than either AMC or BS.

Georgesmom, call EMC and tell them you are in touch with Ed Cage; they know who I am at the executive level. Tell them you will be watching their performance on these lost or stalled checks and you will be especially watching their suspense accounts for fraud. Ask them to send you an itemized list of all your escrow, corporate, and suspense accounts and funds. Keep me posted.

I like you, seek justice from these mortgage fraud criminals.

Ed, Plano Texas