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Report: #260103

Complaint Review: EMC Mortgage - Irving Texas

  • Submitted:
  • Updated:
  • Reported By: Burlington Wisconsin
  • Author Confirmed What's this?
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  • EMC Mortgage 909 Hidden Ridge Dr, Suite 200 Irving, Texas U.S.A.

EMC Mortgage ripoff Failure to record payments Failure to pay my property taxes no responses to letters call or faxes Irving Texas

*Author of original report: Update

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EMC purchased my loan 2 years ago. One, EMC did not notify me that they purchased my loan. My first 2 payments when EMC purchased my loan, were sent by me, to the proevious lender. My previous lender had to contact me to let me know my loan was sold. Three months into EMC purchasing my loan, EMC claimed I owed my past lender money. I contact my previous lender and requested they draft a letter to EMC, which they did, staing I owe nothing. Months past when I received a statement from EMC. This statement showed I then owned over $5,000 for missing payments, fees and insurance. I contacted EMC constantly. I called, faxed letters, mailed letters and could not talk to a live person. I then received a letter (the last 1/2 of the letter was hand written), EMC was changing my monthly payments from $1,040 to $1,700/mo. to cover the fees, etc. I still could not get in touch with anyone.

A few months ago, received a call from a local attorney who had been hired by EMC to "reconcile" my issue. EMC then would not return calls or e-mails from their own hired attorney. I spoke with this attorney 07/10/07 and they have backed out. They say they will never work with EMC again. To top it off, I then received a letter from EMC with the past 2 months of my mortgage payments and their explaination, they will foreclose on my home if I don't pay the $10,000+ now due. I have NEVER missed a payment with EMC and have bank copies of both front and back of my checks showing that EMC has indeed cashed all of my mortgage payments. By the way, EMC has not paid my property taxes to date.

Karinne
Burlington, Wisconsin
U.S.A.

This report was posted on Ripoff Report on 07/11/2007 08:47 AM and is a permanent record located here: https://www.ripoffreport.com/reports/emc-mortgage/irving-texas-75038/emc-mortgage-ripoff-failure-to-record-payments-failure-to-pay-my-property-taxes-no-respons-260103. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Update

AUTHOR: Karinne - (U.S.A.)

POSTED: Monday, July 30, 2007

I'm sorry, I learned it is my 2005 taxes that have not been paid. These are accruing interest every month by 1.5%. Fees are now exceeding $700.00.

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