Expedia Flight insurance is a fraud Internet

I booked a flight for $785, and decided to add flight insurance for $54.79. You are under some pressure to complete the booking rather quickly or you get timed out. For that insurance rate, one would expect decent coverage. Turns out it only covers death of a family member. No, I didn't read the fine print, you need to complete the booking and at such a rate, who would think it covers essentially nothing. Expedia should drop the insurance button or have a pop up, in big letter, come up and tell you what is covered, then have you click okay. This is a rip off.