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July 3, 2002. Approximately 11:00 am. I receive a phone call from a woman who I could hardly understand. She said that I had been looking for a credit card (which I was) so I thought maybe this was a reply from one of the companies or its affiliates.
I was promised a credit line of $1,500 no interest rates and a yearly fee of $19.95, so I thought it sounded reasonable enough, considering I don't have a card. She promised I would get $500.00 worth of coupons, and $1,000 worth of coupons for airline tickets.
I was also offered a 7 day trial in which I could cancel the card and keep the coupons, and not get billed. After I gave them all my information and ran through their barrage of questions I finally was finished talking to them, and was "verified" to get my card.
After reviewing the notes I had taken it seemed king of fishy that the woman's name (who sounded like a chinese woman with 6 months of english class) was June Rogers and her ID# was 789456 (you see what I'm getting at here?)I immediately did a web search for Capital First and came up with nothing, seemed kind of odd that a company offering credit cards doesn't have a website..until I came to a report on this page from a woman who described everything that happened exactly to me.
She would call customer service only to get "we will call you back, our lines are busy" and if I asked "Is this Capital First?" someone would reply "I can't give you that information" SO, at this point I'm really p'd off and feel like I had been taken advantage of (which I was) so I decided to get tough.
These guys aren't taking my d**n money without a fight. I immediatley called my bank to put a hold on my funds until I could go there and close the account and make a new one. I realise my story may be different than others possibly reading this, because they haven't taken my money, I just want to further inform you and others that this company is a SCAM!
Review your notes and look for things that are odd such as the persons name or id# which is so obviously fake it would only be coincidence if it were real. If you have been taken advantage of this company call your bank immediately! And always if it wasn't for this website I'd be out at least 200$!!! THANK YOU!
Saint Louis, Missouri