First Convenience Bank overdraft fee ripoff on cash deposits Weatherford Texas

On Sept 21, 2006 my father made a cash deposit of $10 into my checking account this was on a Thursday. Which made my balance $10.62. On Friday Sept 22, 2006 I went into the branch and made a $10 withdrawl which gave me a balance of .62 cents, however I made the withdrawl after 2pm on friday it did not post until Mon. Sept. 25, 2006. This was fine with me, however on Mon. Sept. 25, 2006 my father made another cash deposit of $40 after 2pm. When I checked my balance online around 6:30pm my avaible balance was $40.62 so I went to the atm and withdrew $20. I left thinking that I had a balance of $20.62. On Tues. Sept 26, 2006 I again went to the atm and withdrew $20 I left thinking that I had a balance of .62 cents. My dad who is able to view my account online called me Wed. Sept 27, 2006 and told me that my account was overdrawn by $98.XX. I went to the bank to find out why my account was overdrawn and why I had been charged 3 overdraft fees!!!!


They told me that because I withdrew $10 from my account on Sept 22nd and it did not post to my account until processing was finished on Mon. Sept. 25th and my father had made a $40 cash deposit on Mon. Sept. 25th after 2pm that when I withdrew $20 from the atm on Mon. evening it overdrew my account by $20!!!! Even though my online account information stated that my avaible balance before the $20 atm withdrawl was $40.62. So I asked the branch manager if a cash deposit made after 2pm was immediately avaible she said yes. But then claimed that the overdraft fees were not bank error and would not be put back into my account. This has to be the biggest rip off I have ever heard of.

Melissa
weatherford, Texas
U.S.A.