Complaint Review: First Integrity Bank N.A. - Brian Fletcher - Tampa Florida
- First Integrity Bank N.A. - Brian Fletcher 4890 West Kennedy Boulevard, Suite 650 Tampa, Florida U.S.A.
- Phone: 800-682-4442
- Category: Mortgage Companies
First Integrity Bank N.A. (Brian Fletcher) promised a non-existant mortgage rate and tried to deliver another! Rip-off! Tampa Florida
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Over the course of the application, he frequently sent applications and rate sheets with typographical errors that would have cost me significant amounts of money had I not meticulously pored over them.
He promised us that this rate was not only available, but secured in a pool that would be drawn upon once our application was complete. He assured us that as a bank, his institution worked at a higher standard than that of a mortgage broker's. Meanwhile, other lenders' rates were rising.
On the day that I was to mail him a signed package that he was to email to me, he was not available until the very end of the day. Finally, he called me at 5:00 in the afternoon and told me that the low rates may not be available. He advised me to lock into a sure rate a 0.38% higher, and to quickly compile the package and send it to him. His 'sure' rate was higher than other lenders', and his high fees would remain the same as well.
I would have had one hour to read and sign all of the documents, and quickly get it over to FedEx for a rate that I suddenly realized did not exist. I told him that I would rather not bother to lock into his higher rate, and that he should send me the package for the lower rate anyway and that I would get it to him.
At that point, all correspondence from him stopped. He was no longer available by telephone, and he never sent me a package to sign. Fortunately, I was able to lock a reasonable rate with somebody else. Frankly, I don't even think that First Integrity is a bank at all.
This report was posted on Ripoff Report on 05/20/2004 09:38 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-integrity-bank-na-brian-fletcher/tampa-florida-33609/first-integrity-bank-na-brian-fletcher-promised-a-non-existant-mortgage-rate-and-tried-92251. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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