Freedom Financial Lending Don't Wire Money To Anybody In Canada For A lOAN Ripoff NEW YORK CITY NEW YORK

Please be aware of Freedom Finainal Leading Co,and a man by the name of Mr.Micheal Mckenzie 866.718.3048.163.You should nerver have to pay for a loan or send money to Canada to attain a loan. I'm so happy that I view rippoff report,because I would have been one of there vitim. People work to hard for there money. The last thing that somebody need is some a*s hole in Canada ripping them off knowing that you not going over there to find them.

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Please Review the Security Options Carefully
Option 1:
Security Payment/Collateral Payment: This loan is fully approved upon a secured basis and the funds are available for release to the borrower based on the following condition. The borrower(s) hereby promises to pay the first (5x) monthly payments of $123.24 totaling the Collateral sum of $616.20 where as this total amount will act as Collateral. The benefit(s) of this Option is that the borrower(s) will not require a Co-Signer. The borrower will be the Sole Beneficiary of this loan amount for both personal reasons and to restore his/her credit status. No lean or hold is acquired against the borrower(s) assets, property, or vehicle whereas the total Advanced Payment substitutes as Collateral. The loan shall bear simple interest, which will accrue at the rate of 8.5% per annum. Your first payment thereafter becomes due (7) months after receipt of your loan. The first payment, thereinafter, of $123.24 is due the month of February 2008 since the borrower would have made due with his/her first (5) payments in advanced along with the reward of a 30 Day Grace Period. When signed, this agreement will continue for duration of the loan. Any scheduled payment not received within 10 days of due date shall incur a $25 late fee, which, if not paid together with the underlying payment within five days, shall become part of the principal and accrue interest thereon until paid in full. An advance payment or payments may be made on the Principal, without penalty or forfeiture. However, penalization will occur if borrower intends to pay off loan in its entirety within 12 months.
OR
Option 2:
Insurance Coverage: This loan is fully approved upon a secured basis in the amount of $600.00 and the funds are available for release to the borrower based on the following condition. Borrower(s) assures Freedom Financial Lending Co. and private lender that you will comply with the terms and conditions of the loan agreement. This will give our lender confidence, given your credit status, that you will neither default nor be delinquent on any of your scheduled monthly payments. The undersigned will be protected over a (6) Six-Month Period whereas Freedom Financial Lending Co. will make due with the borrower(s) monthly payments of $123.24 if job loss, severe illness or serious injury occurs within the duration of the stipulated loan term. This option rewards the borrower(s) a 90 Day Grace Period whereas the first payment of $123.24 will be due in the month of November 2007 upon the 90 Day Grace Period expiry. The Insurance Coverage amount of $600.00 will be reimbursed to you, the client at the end of the rewarded 3 Month Grace Period and following (3) consecutive payments made due on his/her monthly scheduled payment date.



OR
Option 3:
Assurance Plan: This option is a type of loan security in which the borrower(s) is required to secure his/her loan in the amount of $700.00. Rewarded with the same benefits as Option 2 whereas The undersigned is protected over a (6) Six-Month Period in the event of job loss, severe illness or serious injury occurring within the duration of the stipulated loan term, in addition to a, 60 Day Grace Period whereas the first payment of $123.24 will be due in the month of October 2007 upon the 60 Day Grace Period expiry, typically the borrower(s) must deposit between 12% to 20% of the total amount of funds desired. This deposit is held in a special savings account that we, Imperial Financial INC, will establish for the approved client which assures your loan can and will be paid on time. The money in your savings account is FDIC insured and wont be touched as long as you make all of your loan payments of $123.24 on time and your account remains open. Plus, you will earn interest of 3.5% on the money in this account. Although the security deposit is in the protection of Imperial Financial INC, as security in the event of default by the borrower(s), the deposit will not be credited simply for missing one payment. Usually the deposit is only used as an offset when the account is closed, either at the request of the Third Party Lender or due to severe delinquency (30 to 45 days). This means that an account which is less than 45 days delinquent will continue to accrue interest and fees, and could result in a balance which is much higher than the actual loan amount. In these cases the total debit may far exceed the original security and the customer not only forfeits their security but is left with an additional debt. This option will allow the customer with a poor credit history or no credit history to have a loan which might not otherwise be available and provide a means with which to rebuild credit. Once the customer has demonstrated good credit habits, the customer will be well on their way to getting a good credit rating. When you have managed all of your loan obligations responsible for 12 months, you will be eligible to graduate to an unsecured loan and we will reimburse the $700.00 plus any interest accumulated to date.

Whether you are just starting out, or making a fresh start, Freedom Financial Lending Co. offers you a chance to establish a credit history that will benefit you now and in the future.

A good credit rating gives you the freedom to make choices.

Freedom Financial Lending Co. loans allow customers with a poor credit history or no credit history with a loan opportunity which might not otherwise be available.

Once you have demonstrated good payment habits, you will be well on your way to getting a good credit rating and/or re-establishing good credit.

When you have managed all of your loan obligations responsibly over a period of time, we may be able to move you to another great loan product without requiring you to secure your loan.

At Freedom Financial Lending Co., we make every attempt to find solutions to our customers financial difficulties. If you have experienced problems getting approved for a loan due to lack of credit history or past credit problems, we have the answer for you: our secured loans. You will enjoy all the benefits of a regular loan at a nominal interest rate of 8.5% APR.





Policy and Procedures Agreement

All loans are given with the acknowledgement of these policies and procedures.

In order for the Loan Plan Program to continue, each participant must follow the rules and guidelines below.
A.
After the customer has received their loan documents, they must sign and return the following items:
1) The Long Term Loan Plan Program Agreement.
2) Terms and Conditions Agreement
3) Policies and Procedures Agreement
4) The Initial Promissory Note

Note: All of the above items must be completed and Faxed/E-mailed to our firm. Receipt Requested, in order to allocate the loan. These conditions exist for the protection of the customer and our Lenders.

B.
Customer agrees and understands that because of the risk associated with personal loans that our firm will require the loan to be secured.
C.
Client agrees to and understands that all conversations, all correspondence between the client, the representative and our firm, Freedom Financial Lending Co., will be recorded for quality and legal purposes and may be used as evidence in a court of law.
D.
The Long Term Loan Plan Program Agreement, Terms and Conditions, Policies and Procedures, and the Promissory Note all form a contract between Lender (our firm) and Customer. Article 1, Section 10 of United States Constitution - Right of Unlimited Contract, protects this contract.

E.
Customer agrees to and understands that the figures displayed on the chart of the How It Works page is only an example of how the program works, and only applies if the applicant complies to the terms and conditions outlined in this contract.

F.
Customer agrees to and understands that the applications process for new Loan Plans can only be applied for through the use of the forms generated by the application referral companies. Customer must submit accurate information prior to their applications being processed.

G.
The Customer agrees to and understands that each month there are a limited number of loans available for processing. This is an International Loan Program and loan applications are processed as they are received, on a "first come - first served" basis. Once the loan has been approved and the applicant (s) is in receipt of necessary documents failure to response will result in termination of your loan, the amount requested will be allocated to other applicants.



RE: Loan Number LS154987

Your private lender, Ms. Marsha Lewis has selected wire transfer as the method of payment for receiving the agreed upon security payment amount of $600.00 , $616.20 or $700.00 as verification is precise and immediate. This transaction must be completed through a Western Union location *Not ON-LINE to protect applicants information*. Upon arrival at the Western Union client must obtain and fill out the Green To Send Money form. This particular form is identified as a person-to-person wire transfer form.

Please follow these 6 easy steps with To Send form in possession.

1) With 'To Send Money' form in possession applicant will check mark 'International' where
'International or U.S.A.' is located. Applicant will also indicate 'Canada' as intended country following the underline.

2) Applicant will document the transfer amount in the security amount of $600.00US ,616.20US or $700.00USD as indicated and agreed upon. *Note: A service charge/Transfer Fee of an additional $52.00 will be required to complete the process. *Applicant will be fully reimburse of this charge*

3) & 4) Required Receiver information:
Name [First/Last Name of Third Party Lender] Marsha Lewis
Payout location/Destination [City/Province/Country] Pickering Ontario, Canada

5) Required Sender information:
Name [First/Last Name]
Address [Street/City/State(or Province)/Country]
Telephone Nos.# [Residential Contact Number]

6) *Upon completing the Sender's Information applicant will not require any further documentation other than to sign at the bottom of the form and submit the form to the Western Union Agent for processing.*

Upon completion of this transaction the Western Union agent will provide you with a receipt documenting the Ten Digit 'Money Control Transfer Number' (MTCN#). This confirms the wire transfer has been successfully sent. You then would be required to do (1) thing once the transfer has been sent. Contact your loan consultant, Mr. Michael Mckenzie and provide him with the associated Money Control Transfer Number. This MTCN# is then immediately posted to your file within our system. The closing process for you does not commence until the confirmation number is received. All incoming calls including messages are recorded. Therefore, if you are unable to speak with Mr. Michael Mckenzie personally, leaving a voicemail message will also suffice. It is imperative that the transfer on a whole be verified through agent name, agent number and agent signature. The authentication process takes approximately 1 Hour. Once the receipt has been validated, Mr. Michael Mckenzie will contact you with the exact time in the system that it has cleared. You will receive your loan of $5,000.00 8-12 hours from that specific time. It will be based on that particular time the receipt cleared in the system.

PEOPLE BE CAREFUL AND BE AWARE!!!

Trice
SICKLERVILLE, New Jersey
U.S.A.