Report: #811327

Complaint Review: Gallager Bassette services Inc.

  • Submitted: Mon, December 19, 2011
  • Updated: Tue, December 27, 2011
  • Reported By: Jim — New Richmond Wisconsin U.S.A.
  • Gallager Bassette services Inc.
    115 s. 84th st. suite 215
    United States of America

Gallager Bassette services Inc. Pam McCright from Gallager Basstte denys me work comp from a crush injusy by a 30,000# back h*e Internet

*Author of original report: gallagher bassett services

*Author of original report: Gallagher Bassett

*Consumer Suggestion: This is a complaint, not a report...

*Author of original report: gallagher bassett

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Pam McCright from Gallager Bassett service has denyed me workers comp I was crushed by a backhoe, Doctors report show low back injurys I was uniating blood for 3 weeks I have nerve damage my legs go numb, Dr suggest a MRI McCright denys this. I have short term disibilty coverage guess who thats through yep Gallager Bassett services they have yet to pay me a dime. Just a run around we dont handle that here
  I can not get unemployment because I am unable to work so here I sit 6 week later with not a dime. The hospital ask Gallager Basstt for authorise The MRI guess what They say no. In my eyes this company is the biggest Rip off Insurance company in the great USA Lets make him suffer and not pay him a dime so he can not make his payments go into forcloser and have to not eat and feed his 2 children  very nice system they have line there pockets and screw the workers
Merry Chrismas

This report was posted on Ripoff Report on 12/19/2011 11:59 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

gallagher bassett services

AUTHOR: Jim - (U.S.A.)

I have tried many times to contact asked for the supervisor but only get put on hold for 45 min. really Nice. what a joke this place is ! They don't care about the injured workers As they line there pockets I wonder how many other people have been ripped off and had to get a hearing application 7 weeks and still nothing. I call the state ask them the said to go to court. Short term disb. will not cover unemployment will not cover What a nice setup we have in the great USA. By the way the guy who hit me with the backhoe he was promoted
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#2 Author of original report

Gallagher Bassett

AUTHOR: Jim - (U.S.A.)

1. Fact When I was injured I did report it right away To the super on the job is that delayed ?
2. Fact I did seek Medical Treatment right away is that a delay ?
3. Fact There was x-rays showing The issues also a Doctors  report showing the injures
4. Fact  I am being treated by a doctor
5. Fact  when I was injured there is a report on file did the employer not turn it in to the state on time ?
6. Fact 6 weeks and no payment From Workers comp
7. Fact  I did retain A Attorney Because they Have a Attorney fighting not to pay me
8. Fact  There is no pre Existing Injuries. blood in my urin is normal ?
9. Fact  before working for the company I had a physical and 100% healthy with no injuries
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#3 Consumer Suggestion

This is a complaint, not a report...

AUTHOR: Batman - (United States of America)

You've left out all the important details as to why your claim was denied. If you were as careless with reporting your claim as you were with this report, it's no wonder you didn't get paid.

Here is some general info on denied claims copied directly from the website... I found all this simply by clicking the first link offered in my first google search... 

"If an employee is hurt while on the job, an employer may be responsible for paying workers' compensation benefits. Those benefits may include reimbursement for medical bills, payment for authorized doctor's visits, physical therapy, prescription drugs, mileage reimbursement for traveling to and from authorized doctors and pharmacies, and lost wages.

But workers' compensation claims can be difficult and complex processes, such as in the case of Liana Leordeanu who was seriously injured in a car wreck while working as a traveling saleswoman but denied workers' compensation benefits because she was traveling to her "company-furnished" home office.

If you understand the ways in which workers' compensation claims could go wrong, it may help you become better prepared to work alongside an attorney in getting your claim approved.

Lack of Timely Reporting:
One reason why an employer and insurance company may deny a workers' compensation claim is that it was not reported within the state's prescribed time period. It varies from state to state, but an employee should report his or her claim as quickly as possible. Sometimes the state's allotted time for reporting the claim may be the only factor holding back the employee from their workers' compensation benefits. So it's important to report an injury as quickly as possible.

Failure to Get Medical Treatment:
Not receiving any medical treatment for the injury may be another reason why an employee is denied their benefits. An injured employee should request of their employer treatment from an authorized doctor or specialist so that they have documentation to prove the injury. But not only that, the employee should seek the most documentation of their injury possible. They should ask their doctor or specialist for detailed reports, rather than general ones, and copies of any X-rays and MRI's that are taken. Also, the employee may want to consider keeping a journal of their injuries, their doctor visits and specifically the dates and details of what occurs.

Disputes Regarding "Work Related" Injuries:
As in the above example with Leordeanu, there may be disputes on whether or not the employee was actually working when the injury occurred. Lordeanu was traveling to her office, but her office was at her home, and it was for a work-related purpose. Where does the job begin and where does it end? It's important to understand the specifics of your claim and be prepared for the worst.

Pre-Existing Injuries:
Having a pre-existing medical condition may also compromise your claim for workers' compensation benefits, because the employer and insurance company may not be convinced that the main reason for the treatment of the injury was the result of a workplace accident.

That is why it's crucial for an employee to seek medical treatment right away, make a claim for workers' compensation benefits just as quickly, and document their health as best and accurately as possible.

Insurance Company Claims of Fraud:
Employers and insurance companies may also deny a claim for benefits, alleging that the employee is committing fraud in order to receive workers' compensation benefits. For example, an employee with a previous might claim they hurt their back while working when they happened to have a herniated disc in the past. If the insurance company asks the employee if they've had back injuries in the past and the employee says no, they may raise fraud defense to claim that the employee's injury was a result of past medical conditions and not from an accident at the workplace.

With all of these issues that could arise from a workers' compensation claim, an employee should be aware that the process may not always be as simple as they think. All in all, some claims may be simple, and going to the doctor and receiving documentation of the injury may be all an employee needs. But other times a workers' compensation claim may be more complex and may therefore require more documentation, time, money and critical thinking.

An experienced workers' compensation attorney may be the extra edge an injured employee needs to prevent a claim from being denied or to fight against a denied claim. If you find yourself in a complex claim for workers' compensation benefits, consider seeking the legal counsel of an attorney today. It could be the difference between benefits had and benefits lost."

I'm no expert but this all seems like good and common sense advice. Franky, if your case is as legitimate as you'd like us all to believe, then get off ripoffreport and get going on some real research.

Get the facts you need to fight this on your own (which can be easily found through google or your state's government website) or just hire an attorney if you can afford one or find one who will take the case on contingency or pro bono.

Honestly, I think there's plenty more to this story then you're letting on, but this isn't about that, it's about pointing you in the right direction...

Good luck. 
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#4 Author of original report

gallagher bassett

AUTHOR: Jim - (U.S.A.)

6 weeks later no check they are crooks, home wreckers, and will not pay you until you get a attorney. If you are injured get a Attorney 1st thing they will deny you no matter what the doctor states  blood in my urine for 3 weeks herniated disc,s  in back. no problem lets screw him until he cant eat he will have to come back to work then we will fire him and we are clear 

Nice Insurance company take my advice get a attorney 1st thing Gallagher Bassett is a Joke, Corporate greed again
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