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Report: #227256

Complaint Review: House Hold Bank - Salinas California

  • Submitted:
  • Updated:
  • Reported By: Some Where In Texas
  • Author Confirmed What's this?
  • Why?
  • House Hold Bank Po Box 80084 Salinas, California U.S.A.
  • Phone: 503-293-4037
  • Web:
  • Category: Banks

House Hold Bank ripoff They up my interest rate by 19%! Salinas California

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This is a good one, but I will win. I signed up for one of their credit cards about a year and a half ago. I have no hard luck story. I made it all the way to $1000 credit limit, and what do you know they sent me another card! This was was at 10% interest! Way less that the 24% intestest I was paying. I thought, I was really moving up in the world. I paid ALL my other bills off religously, no errors on anyone's part.

I even recieved a real credit card from a real company, (not a preditory lender like these folks) so I did a balance transfer from that HHB to my new 0% for a year company. I paid off a lot of stuff at 0% interest. My credit score shot up from 535 to over 650. (I am on a roll right? Doing great?) Wrong. House House Bank sends my a letter saying my credit "changed" and my new interest rate on my 10% card is going to 29% starting in Feb 2007. When I called to find out why, well you know what happened. INDIANS who have not a clue as to our life style, intelligence or finances that simply read a script to you. I wrote a letter to the po box but I will I had the CEO's name and address. I will use my new 0% card to balance transfer them again! (they loose, NOT me! (aha ha ha)

Randy
Some Where In, Texas
U.S.A.

This report was posted on Ripoff Report on 12/26/2006 07:45 PM and is a permanent record located here: https://www.ripoffreport.com/reports/house-hold-bank/salinas-california-93912-0084/house-hold-bank-ripoff-they-up-my-interest-rate-by-19-salinas-california-227256. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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