J.D. Byrider - CNAC Will not void contract and have car in there possession within 24 hours. Downers Grove Illinois

I had a friend who bought a car with jd byryder and i was with him and i, myself asked the finance rep if he changed his mind could he bring the car back he said jd byryder has no buyers remorse period at all. Once the docs are signed thats it is your car. Also if you saw on the docs your payment was to high you should have told them no and either re-negotiated or left

You said you wanted a $300 payment but the contract said $376. Did you read the contract to see this BEFORE you signed it? Forget about this idea of a three day cooling off period (which DOES NOT EXIST in most cases)...you could have found this out in THREE MINUTES...IF...you would have read what you were about to sign. Then, you wouldn't be in this situation, would you???

According to my search, Illinois does not have a standard 3 day return clause for vehicle sales. So it comes down to what your signed contract says. If the 3 day provision was not included, then CNAC can resell the car and hold you liable for the difference between the total value of your contract and the total value of the resale. Also the return of the car, even voluntarily can be reported as a repossession on your credit reports. I know the monthly amount is more than you said you wanted, but you did sign the contract. If at all possible, I'd suggest getting the car back and making the payments. That way you at least have transaportation and can start buiding a good credit record so you don't have to use someone like CNAC next time.