Report: #114433

Complaint Review: JD Byrider - CNAC - Maumee Ohio

  • Submitted:
  • Updated:
  • Reported By: Oregon Ohio
  • JD Byrider - CNAC 1375 1/2 Conant Street Maumee, Ohio U.S.A.

JD Byrider/CNAC Ripoff Verbal Abuse, Harrassment Maumee Ohio

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On July 1, I went to JD Byrider to purchase a vehicle, my credit was shot due to a recent divorce, and my car was shot as well. They sweet talked and did their shpeel, and to make a long story short, i ended up purchasing a car from them.

When I was making the payment arrangements with Tony the salesman, i stated that I got paid the 15th and last day of every month (bi-monthly)and he said fine. They stated that I only need $200 down, etc. and that they would give me a minimum of $200 for my van. Well when the contract was written up, they told me that I had to pay $900 down (first they had mentioned it) would give me $100 for my van, take my $200 downpayment and defer the next two $300 payments.

Ok not a problem, and I agreed to that, and reiterated that I do get paid on the 15th and last day of the month so I could make the next two $300 payments, which i did. They told me that the paperwork to get my license plates would be mailed to me. It never came, and when I went in to pay my second $300 towards my downpayment, I found out that they were holding that paperwork at the office to make sure I paid, and I had to pay before I got it. I was a little surprised by this second lie, but still it was not a problem, i paid it, got my paperwork, got my plates.

My first official payment was dues on then due on August 15th....which was a Sunday (and they are not open on Sunday). The financial manager called me on MOnday and started right in on mne because I had not been in to pay and demanded that I drop everything and drive all the way acroos town and pay that evening. So I did, then I was assuming that the next payment was due on August 31, being as I stated I was paid the 15th and last day of the month at least 3 times. Well this guy called me on on Monday the 30th, calling me a dead beat, a stupid bit**, and etc because I was late, I tried to explain to him that I got paid the next day and would be int o make the payment then.

He stated that i agreed to Bi-weekly payments, which i know I did not, because I get paid bi-monthly, why would i agree to that. I asked if there was a box that was checked that said bi-weekly because I could not find it on my contract...and he said there was one that said bi weekly and one that said bimonthly, etc.and I had checked Biweekly (which I know I would not because I don't get paid biweekly)...I have yet to find that on my contract anywhere.

Since then, because i have been paying on when I agreed not when they want me to, this David Karnes from CNAC calls me every 2 weeks, calling em names, threatening me, calls me at work, asks to speak to my empolyer, the whole 9 yards. I even called their corp office in Cleveland requesting that this guy not call me at work...still he did. The last time I finally put it in writing and faxed it to him not to caLL ME at work.

Well, that really made him mad because he called me back and left a very intimidating and threatening message on my cell phone, then he proceeded to call me everu 2 minutes alternating back and forth between my home phone and cell phone, but blocking the number using #67 so I wouldn't know it was him. Now it is going to get worse because my car is a piece of crap, and i had to have it towed in for service last Friday. When I called to check on it this morning they put him on the phone and he told me that I would not get my car back until I started paying on the days they want me to. I have also requested a copy of the video tape but have gotten no response yet.

This man has called me every name in the book, called me a deadbeat, threatened me with everything short of physical harm. Is there anyone else in the Toledo/Maumee area that has had similar problems with this company? I would like to get a class action suit against them just due to their abusiveness and intimidation.

Oregon, Ohio

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This report was posted on Ripoff Report on 10/25/2004 08:37 AM and is a permanent record located here: https://www.ripoffreport.com/reports/jd-byrider-cnac/maumee-ohio-43537/jd-byridercnac-ripoff-verbal-abuse-harrassment-maumee-ohio-114433. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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