JD Byrider overcharging me for a purple lemon, 1998 chevy cavalier. Columbus Ohio

I had went to JD Byrider in March of 2005 because I couldn't find anyother car company to help me get into a car. Not because I had bad credit, but I had none. So I turned to JD Byrider to help me.

So I made an attemt to go to Columbus before I had to go to work. We arrived up there on the corner of Refugee and Hamilton Road in Canal Winchester. I went in the office and they had me talk to Jerry about getting into a car. First off I had a trade in, and Jerry said that they weren't taking any trade-ins at that time.

So he told me that there was a car lot accross the street that bought cars, and they always send their customers over there and they buy their cars so the customr can get their downpayment. So he told me to go over and see how much the guy at the other car lot would offer. So I left there and went across the street to the other car lot to see how much he would give me for my trade in.

The male told me he would only give me 200.00 for my trade in. So I refused the trade in. Went back over to JD Byrider and they wouldn't take no downpayment lower than 500.00. So I left and went home. By that time, I was going to wait until I got paid to even attempt to come up with a downpayment. Then was actually thinking of just trying somewhere else.

Well when payday came, I had gotten a call from Jerry at JD Byrider and he said that they would take a 300.00 downpayment. So I took most of the money from my check that week and still had to go to a check cashing place for a hundred dollar advance to make up for the 300.00 that I needed.

I went up to JD Byrider with my 300.00 along with the things I needed, like 10 personal references with phone numbers and addresses. By time I did get up there they already had my car picked out for me. It was a 1998 chevy cavalier with 89,000 miles on it. We test drove it and I thought it ran fine and didnt have any problems. Went inside to talk about the rest with Jerry.

The lot price of the car was 9,995. And we discussed what the monthly payment for my car would be. He told me it would be 147.62 bi-weekly. He didn't tell me about any deferred payments until that moment. I had to make 2/200.00 payments within a month. If I was even one day late on making one of them deffered payments, he said they would repo my car.

After we had discussed all of that, he sent a financial rep out to talk to me because he was the one that would determine wether I could get my car and wether he thought I could afford it. Some of the questions he asked was wether I smoked, how much and which brand, how much my rent was a month, how much clothes I bought for both me and my son, how much laundry detergent I used and what brand, amongst other questions, that I thought weren't ligitimate in getting into a car.

Finally Jerry had all the paper work ready and we went into a room where they had audio and stereo equipment set up. They had to record and voice record the signing of the contracts. After singing they had to make sure that i had insurance on the car before i left the lot.

Now I am stuck here with a car that has bad motor mounts, I had already replaced the rubber insert ontop the motor, fixed the water pump, the alternator, and now i have to fix crank shaft censor. my warranty is up now. It covered for 18,000 miles or 18 months which ever came sooner. When it was warrantied, i called to have them fix my car because another censor had gone bad and they had a couple week waiting list.

Working to support my family I couldnt drop my car off because i had to work, so i asked them if they had any type of rental cars available. And they said no and gave me this number for a rental car company. So everytime something went wrong, i fixed the car myself instead of having to rely on them.

well the only thing i have to say to others is that i would not recommend anyone to get a car from them. They aren't worth the hassel and the vehicles are not worth the prices. I am paying 13,000 dollars for a 1998 Chevy Cavalier. And it was not worth the price, but now i am stuck with it.

Chrystal
Junction City, Ohio
U.S.A.