JD Byrider Not Willing to Work With Me East Stroudsburg Pennsylvania

Its obvious that you must be an employee of JD Byrider to be so defensive. Read ALL of the derogative reports against JD Byrider and then tell me that you still believe the same. EVERYONE can't be wrong!!!

You got the car in August 2014 and "a few months" later your financial situation changed.  Well it has ONLY been a few months.   But the length of time really doesn't matter.  There is no provision in the contract that says they MUST do any adjustments.  In fact, you will find that almost without exception you will not find a single bank or finance company who will do that.  A contract is a "two way street".  So everything one side can do, the other side can do as well.  After all if it was possible to just readjust the contract when one party wants to...what would you do if all of the sudden they came to you and said you now must make the payment 3 days earlier.  I can tell you what you would be doing.  You would be saying how they can't do that and tell them to go "pound sand".  You can't have it both ways.

Now onto your payment date.  You were making a payment every two weeks.  Your first payment after your new job was 5 days after.  Okay..so if you don't have the savings to cover this 5 days you will be 5 days late.  Now, while I can't tell you for sure but most likely the only thing that would happen would be you have a late fee.  But if you can't even cover a bi-weekly car payment for 5 days perhaps you can't really afford the car.  Anyways, since that next payment was only a bi-weekly and you get paid monthly.  You put aside the remaing amount of money to cover all of the payments until your next paycheck, and pay them when needed.  Then the next payment you are on-time.  Yes, this actually requires you to manage your money a bit better, but this is exactly what people with a good credit history do.

Oh and when you found this wonderful dealer who is willing to "work" with you.  Here is what you do.  Go back to them and tell them that your financial situation changed again and you need your payment date moved by 15 days later.  Let us know how "willing" they are to work with you now.

By the way what exactly did you do with the car from JD?  Did this wonderful dealer tell you to just turn the car in?  Did they roll the balance of your loan into the new car?  Just how wonderful were they?  Because until the other car is paid off YOU are still responsible for the loan.  So if you just turned it in, you did a voluntary repo and eventually they will come after you for the deficency balance of the loan...oh and you just totally screwed your credit as well.  If they rolled the balance into a new loan you have made what is almost universally considered one of the dumbest things to do when buying a car.  But yea that dealer is so great...right?