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Report: #1330236

Complaint Review: Jefferson Capital - Saint Cloud Minnesota

  • Submitted:
  • Updated:
  • Reported By: R. Smith — Detroit Michigan USA
  • Jefferson Capital 16 MCLELAND RD Saint Cloud, Minnesota USA

Jefferson Capital JEFFCAPSYS, Jefferson Capital, LLC Continues to update my credit report every 3 months as thought I just opened account to compound damage score. Saint Cloud Minnesota

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Verizon Wireless sold me a hot spot that melted.  I could never contact anyone because the number on the hotspot was an endless loop of automated menus.  The hotspot had it's own phone number, which I needed to talk to someone about the device, but I didn't have the hotspot number and it continued to automatically charge my account every month even though I couldn't use it.  They store charged me $150 for the hotspot and I incurred another $150 charge that I was told would not happen.

When I finally was able to get someone to find the number for me they charged me another early contract fee though I never used the hotspot.  It should've been 30 days, not liability, but I couldn't ever use it and they admitted over the phone that I didn't use any data, but since they charged me the first month it counts and didn't, I'm sorry, refused to understand that they had me deadlocked with the faulty device, their around the world automated system and the inability to find the device's phone number.  So I was stuck with a $350 bill after they charged me several monthlies with no service.  Needless to say I refused to pay since they already made a bundle off of me with no service provided.

Jefferson Capital purchased the debt that was already old and posted it to all three credit bureaus as though just opened the account.  I disputed it, but they found a loophole stating that they could put whatever date they wanted to and report as often as they wanted to to damage the credit score until I paid.

 

I just checked my credit report several years later and it states that the account was opened less than 3 months ago.  THEY'VE BEEN, SOME HOW, UPDATING MY CREDIT REPORT WITH ALL THREE BUREAUS EVERY THREE MONTHS TO SHOW THE ACCOUNT AS NEW to increase the damage to my credit report.

If they are doing the same with your credit report, don't pay, they need to go out of business.  Have dignity, don't let companies who are wicked prosper.

This report was posted on Ripoff Report on 09/26/2016 03:30 PM and is a permanent record located here: https://www.ripoffreport.com/reports/jefferson-capital/saint-cloud-minnesota-56303/jefferson-capital-jeffcapsys-jefferson-capital-llc-continues-to-update-my-credit-repor-1330236. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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