John Steven Pearce J. Steven Pearce Advance Pay Loan Scam Internet

This is a classic 419 fraud (i.e. advance fee fraud). When someone offers you a loan out of the blue, you should hang up anyway; you are about to get ripped off. When they ask you to send them up front fees, they are definitely scamming you. Same with "contests" they claim you won, etc.

J. Steven Pearce is most certainly a scammer, and posted this "complaint" so that people would find it via Google, and the see the "retraction" where it states he is NOT scamming anyone. This is supposed to make people feel comfortable with his advance fee practices that are described in the first post.

Again - NEVER pay this man, or any man with a similar offer, a dime!

Ok, this is the last time I will try to address this.  Not everything in life is a conspiracy theory, scam or threat.  Sometimes people just make honest to God mistakes, which I did. Apparently there are alot of people who are more interested in some exciting underlying story for some reason, but I'm sorry to disappoint.  I screwed up by being impatient, he made it right, and this post is getting ridiculous now, it is not intended to be a Facebook thread.  I guess there is no way to clear up your mistake & someone's name with so much paranoia around.

Fees upfront, Western Union payment etc.  All the signs of a scam, yet now you are saying the company is pure as the driven snow.

What's REALLY going on here? Threats of some sort?  What?

No, I am the original poster, and the same person who is trying desperately to get a retraction.  I am also not a hacker, foreign national, scammer, etc. as was incinuated.  I simply did not allow Mr. Pearce enough time to follow through, which he did despite this neative posting.  All of this negative attention that he is receiving due to my impatience bothers me a great deal and I wish I could get it removed.  To make matters worse, someone copied my post and put it on some other fly-by-night complaint site, causing even more negative attention.  I will say it again, please disregard this post. Don't spend time looking for hidden agendas, see it for the gross error in judgement that it was.

So what happened?  It was another person all together that was scamming you and you mistakenly placed the entire blame on some guy who you didn't have any dealings with OR you just made up all this stuff in great detail for some very odd reason and then decide to take it all back? I still say it smells like 5 day old fish! 

Don't know if anyone else caught this, but the verbage/english style used by the author in the retraction doesn't quite match up to the original complainant.  Reminds me of those silly emails you get from someone in a non-english speaking world who is really trying to work it...lol.  Leads me to believe that this site has been cracked a few times and even the shadiest of shady will continue to cover their tracks best they can.

As the author of the initial report, I have tried to have it removed without success.  You should be allowed to remove your comments if you posted erroneously, so that you are not hurting an innocent party.  That is the case here, the admins refused to remove it.  My email is (((ROR redacted))) if anyone finds this report and has quesion even after reading this, contact me.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I just don't understand that a fairly comprehensive derogatory report was submitted by 2 seperate individuals and then indicate that it was done in error.  It seems odd to say the least and makes me wonder who is in the drivers seat. 

I also have been contacted by J Steve Pearce regarding a need for a private real estate loan in Florida.  Concerns related to his request for detailed info on the lendee but absolutely no interest in the actual real estate that would be used to secure the loan, ironically, a $30K loan for a 5 year term.  Any input would be appreaciated. 

I have had business with this man and he was always honest and straight with me.  The report doesn't sound at all like the experience I had, I would disregard it.

I posted the report in grievous error, John Pearce is a legitimate businessman.  It was a gross misunderstanding on my part.  Please disregard the "scam" post, he is NOT in any way a scammer.